About the position
Imagine what you could do here. At Apple, new insights have a way of becoming extraordinary products, services, and customer experiences very quickly. Bring passion and dedication to your job and there's no telling what you could accomplish! The people here at Apple don’t just build products — they build the kind of wonder that’s revolutionized entire industries. It’s the diversity of those people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Join Apple, and help us leave the world better than we found it. We are seeking a payments authentication expert to join a dynamic team of product managers within Wallet, Payments, and Commerce. In this role, you will be instrumental in building the next generation of payment authentication solutions for eCommerce. You will be a key contributor to ensuring our customers can seamlessly and securely access our services.
Responsibilities
- Lead the product vision and strategy for payment authentication with concentration on technologies like 3DS (3-D Secure, and related emerging technologies)
- Lead the integration and launch of new local card schemes, ensuring compliance with regional regulations and payment network requirements
- Drive the implementation and optimization of advanced authentication solutions, including 3DS to enhance security and reduce fraud
- Analyze card payment and authentication performance, identify areas for improvement, and implement solutions to enhance conversion rates and customer satisfaction
- Collaborate closely with engineering, product, legal, and business teams to define requirements, develop solutions, and ensure successful deployment
- Stay abreast of the latest trends and technologies in payments and authentication, and propose innovative solutions to deliver the best possible customer experience
Requirements
- 5+ years of experience in the payments industry, with a focus on card payment authentication
- Deep understanding of authentication protocols and technologies, such as EMVCo 3DS specification
- Experience with integrating and launching new local card payment methods in different regions
- Ability to think strategically and implement tactically, a persistent attention to detail, and a high level of comfort in cutting through ambiguity
- Outstanding analytical capabilities, business savvy, and leadership skills
Nice-to-haves
- Demonstrated ability to conceptualize and deliver end-to-end payment authentication experiences, from strategy through launch and iteration
- Excellent written and verbal communication skills, with the ability to clearly articulate vision, strategy, and details to diverse business partners
- Ability to analyze payment data to find opportunities for optimization
- Bachelor’s degree or equivalent experience
