About the position
The position is responsible for the daily P&L controls and review of Non Performing clients across various products. It includes managing credit loss provisions, interest and income releases for Non Performing clients, and creating an unsupervised process to substantiate ledger balances along with reconciliation to subledger balances. The role also involves the production of timely and accurate Management Information reports related to Non Performing clients. A deep understanding of revenue recognition in line with IFRS9 & IFRS15 accounting standards is essential, as well as reviewing daily, weekly, and monthly income fluctuations across countries and balance sheet movements for Non Performing clients. The position requires active engagement with stakeholders across multiple functions and representing Product Control on various forums.
Responsibilities
- Oversee and review the BAU controls, reporting, and escalation process.
- Establish best practices across various PC processes, streamlining and automation.
- Review Key Control Indicators (KCI) and Control Sample Testing (CST).
- Support control & governance, external audits, and regulators queries.
- Support new business initiatives and help execute management strategies.
- Lead project delivery and represent Product Control in project forums.
- Display exemplary conduct and live by the Group's Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics.
- Manage the team to achieve outcomes set out in the Bank's Conduct Principles.
- Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters.
- Serve as a Director of the Board and exercise authorities delegated by the Board.
Requirements
- CA or MBA (Finance) from a reputed institution.
- 6+ years of experience in banking finance.
- Strong communication skills.
- Knowledge of IFRS & Accounting.
- Familiarity with Banking Loan Products.
- Experience as a Product Controller.
Benefits
- Core bank funding for retirement savings, medical and life insurance.
- Flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity leave, sabbatical, and volunteering leave.
- Flexible working options based around home and office locations.
- Proactive wellbeing support through Unmind, a digital wellbeing platform.
- Continuous learning culture with opportunities to reskill and upskill.
- Inclusive and values-driven organization that embraces diversity.
