About the position
At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.
Responsibilities
- Partner with product, engineering, design, and operations teams to advise on legal implications of new product development—especially those involving regulated financial services.
- Guide teams from product ideation through launch, offering actionable compliance and risk mitigation strategies.
- Review product marketing materials, including advertisements, email campaigns, website content, and social media posts for legal compliance.
- Ensure adherence to applicable marketing, advertising, and privacy laws, including UDAP, UDAAP, CAN-SPAM, and the TCPA.
- Provide legal oversight for sweepstakes, contests, and promotional campaigns - including drafting official rules and managing regulatory filings.
- Assess marketing claims and substantiation to ensure truth-in-advertising compliance.
- Develop and maintain internal policies and processes for product and marketing legal reviews.
- Stay informed on evolving laws and trends across fintech, payments, lending, advertising, and consumer protection.
Requirements
- 8+ years of legal experience in a law firm, governmental agency, and/or in-house legal department, including 2+ years focused on regulated financial services (e.g., money transmission or lending).
- Experience advising product teams throughout the full product lifecycle, ideally within fintech or highly regulated industries.
- Expertise with UDAAP, UDAP, CAN-SPAM, TCPA, and other relevant marketing/advertising and consumer protection laws.
- Juris Doctor (JD) or equivalent legal degree.
- Admitted to, and in good standing with, a U.S. state bar.
- Experience reviewing and approving customer-facing marketing materials or product terms and disclosures.
- Experience working cross-functionally with product, engineering, marketing, and compliance stakeholders.
Nice-to-haves
- Experience supporting lending, payments, or embedded finance products at a fintech company.
- Familiarity with emerging payment technologies and regulatory frameworks for money services businesses.
- Strong communication skills and a collaborative, solutions-oriented mindset.
- Intellectual curiosity and the desire to influence product outcomes- not just assess risk.
- Comfortable operating in ambiguity and navigating novel legal questions in a fast-paced environment.
- Ability to translate complex legal concepts into clear, practical business guidance.
- Ownership mindset and ability to drive projects to completion with minimal oversight.
- Alignment with our core values: Humble, Fun, Authentic, Passionate, and Dedicated.
Benefits
- 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP).
- HSA & FSA accounts.
- Life Insurance, Long & Short-term disability coverage.
- Employee Assistance Program (EAP).
- 11+ Observed holidays and wellness days and flexible time off.
- Employee Stock Purchase Program with employee discounts.
- Wellness & Fitness initiatives.
- Employee recognition and referral programs.
