About the position
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas. Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you! The Team: Upstart’s Auto Retail Engagement team is on a mission to make it easy, fast, and seamless for car buyers to secure auto loans through our dealership partners. We build the core technologies that power Upstart’s Auto Finance platform, with a focus on driving demand for auto loans by enabling our dealership partners to create, present, and close loan offers with ease. We design intuitive, stable, and high-impact workflows that integrate directly into the dealership experience. Our north star is for dealers to open the Upstart lending portal every time they get a credit application and create value-add features to keep them coming back. As a Software Engineer on the Auto Retail Engagement team at Upstart, you will work closely with cross-functional partners to execute projects across the whole stack. You’re a self-starter who delivers work with quality, testability, resiliency, and maintainability in mind. You’ll move efficiently and deliberately to drive both existing and greenfield projects forward, while always keeping our end users in mind.
Responsibilities
- Lead successful projects working collaboratively with engineering team members and cross-functional partners
- Make thoughtful architectural decisions to improve the quality of our software
- Translate complex business requirements into technical plans, and ultimately high quality code
- Drive a culture of technical excellence.
Requirements
- 4+ years of experience working on SaaS applications
- 3+ years of experience working in a full stack capacity with NodeJS/Typescript/Python backend and React/Angular frontend
- Able to translate complex business requirements into system architecture and technical designs
- Experience in working on medium to large projects through planning, design, implementation, and launch
- Experience contributing to a culture of technical excellence related to quality, availability, and scalability
Nice-to-haves
- Experience in building microservices
- Experience in building 3rd party integrations using REST/Soap APIs
- Experience with cloud computing platforms and services such as AWS, Azure, or GCP
Benefits
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
