AML Operations Analyst

Ramp•New York, NY

About The Position

As a member of Ramp’s AML Team, you will play a key role in executing Ramp’s anti–money laundering and sanctions compliance program. You will be responsible for conducting Sanctions and PEP reviews, and supporting AI and automation initiatives for the AML program. This role is ideal for someone who thrives in a fast-paced fintech environment, has strong analytical and investigative skills, and is excited about building scalable processes to support Ramp’s growth. You’ll work closely with our Compliance, Risk, Product, and Fraud Operations teams to ensure Ramp maintains a strong financial crimes compliance program. The role will initially be scoped for Sanctions and PEP with the expectation that this person will support across all other AML workflows (EDD, transaction monitoring, AML investigations) as needed.

Requirements

Minimum 2 years of experience in compliance operational teams
Familiarity with BSA/AML, EDD, KYC/KYB and financial crimes compliance
Ability to handle multiple and fast-changing priorities
Excellent written and verbal communication skills
Investigative and critical thinking skills
Prior experience in Fintech

Nice To Haves

Experience in Sanctions operations in 1LOD or 2LOD
Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or compliance
Experience supporting a growing compliance team
Experience in high-growth start-ups, particularly in Fintech
Experience working cross-functionally, such as with risk and operations teams

Responsibilities

Review sanctions and PEP screening alerts, escalating and reporting true matches as required
Conduct full investigation for true positive, as per internal procedures
As needed, conduct enhanced due diligence (EDD) on higher-risk customers, entities, and counterparties
Assist in the ongoing optimization of Ramp’s AML systems and tooling
Support responses to bank partner requests, audits, and regulatory reporting obligations
Identify process improvements, collaborate on implementation, and contribute to compliance procedures and training materials updates