Analyst, AML Compliance

Western Union • Denver, CO

1d • Onsite

About The Position

Western Union is seeking a detail-oriented, data-driven, and execution-focused Analyst to join our Compliance Systems & Analytics (CS&A) team. In this role, you will be responsible for shaping, delivering and gathering requirements for our compliance templates functions. This is a highly cross-functional role requiring collaboration across Operations, Policy, Data, and Technology. You will be instrumental in meeting regulatory and policy obligations, driving product modernization, and delivering nuanced requirements that will support the ever-changing global compliance landscape. In this role you will have the opportunity to work in a high demand, fast-paced portfolio that supports enterprise and compliance products from conception to implementation and beyond. This involves working cross-functionally to understand our various global compliance needs, business product needs, and regulatory obligations to formulate requirements, and deliver impactful solutions to our users. Perform detailed analysis of GSI filter calibration settings and parameters to ensure filters are operating as intended. Assess calibration accuracy and alignment with defined business, technical, or compliance requirements. Validates that filters are appropriately tuned to detect relevant patterns while minimizing false positives and false negatives. Continuously monitor filter outputs to evaluate performance, stability, and effectiveness. Conduct trend analysis and variance analyses to measure the impact of calibration changes. Identify anomalies, deviations, or degradation in the filter over time. Execute controlled testing of filter adjustments to confirm that performance aligns with expected outcomes. Document calibration testing methodologies, outcomes, or over-triggering events. Maintain detailed records of calibration activities, improvement initiatives, and key insights. Support audit and compliance inquiries with clear data-backed calibration documentation. Collaborate with relevant teams (operations, risk, engineering) to resolve identified issues. Partner with Risk and Compliance teams to understand regulatory use cases, pain points, and future-state needs to meet regulatory obligations. Collaborate with QA and UAT for various front-end groups to ensure compliance requirements are met. Communicate and manage requirements expectations to stakeholders and external product organizations.

Requirements

• Bachelor’s degree required.
• 1+ years in AML or comparable field with professional experience in data analysis or business intelligence.
• SQL skills required, with proven experience writing complex queries, optimizing performance, and handling large datasets.
• Strong working knowledge of Snowflake or equivalent cloud-based data warehousing platforms preferred.
• Ability to parse, query, and analyze JSON structures within analytical workflows.
• Strong analytical and problem-solving skills with experience in identifying root causes behind anomalies.
• Experience working with complex systems across multiple stakeholder groups and domains.
• Ability to effectively communicate business requirements to business and technical audiences.
• Ability to manage and prioritize multiple projects and tasks independently.
• Excellent communication, presentation, and stakeholder management skills, especially in a cross-functional, matrixed environment.
• Strong knowledge of MS Word, Excel, and preferably MS Access.
• Must possess well developed interpersonal skills and be able to function well within a team-oriented environment.

Nice To Haves

• Familiarity with Python for data manipulation, automation or rule performance modeling a plus.
• Prefer experience in compliance including knowledge and understanding of anti-money laundering acts, laws and regulations as well as anti-money laundering issues and trends.

Responsibilities

• Shape, deliver and gather requirements for our compliance templates functions.
• Perform detailed analysis of GSI filter calibration settings and parameters to ensure filters are operating as intended.
• Assess calibration accuracy and alignment with defined business, technical, or compliance requirements.
• Validates that filters are appropriately tuned to detect relevant patterns while minimizing false positives and false negatives.
• Continuously monitor filter outputs to evaluate performance, stability, and effectiveness.
• Conduct trend analysis and variance analyses to measure the impact of calibration changes.
• Identify anomalies, deviations, or degradation in the filter over time.
• Execute controlled testing of filter adjustments to confirm that performance aligns with expected outcomes.
• Document calibration testing methodologies, outcomes, or over-triggering events.
• Maintain detailed records of calibration activities, improvement initiatives, and key insights.
• Support audit and compliance inquiries with clear data-backed calibration documentation.
• Collaborate with relevant teams (operations, risk, engineering) to resolve identified issues.
• Partner with Risk and Compliance teams to understand regulatory use cases, pain points, and future-state needs to meet regulatory obligations.
• Collaborate with QA and UAT for various front-end groups to ensure compliance requirements are met.
• Communicate and manage requirements expectations to stakeholders and external product organizations.

Benefits

• You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few.
• Paid Time off
• Medical, Dental and Life Insurance
• Parental Leave
• Global Adoption Assistance
• 401K plan

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level