Analyst II, Full Stack

Affirm

139d • $124,000 - $190,000

About The Position

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. In this role, you will be responsible for designing and testing new pricing and credit strategies for top clients by drawing key insights from financial data. You will conduct quantitative pricing using complex mathematical and pricing modeling techniques, perform risk analyses on Affirm's loan portfolio, and manage profitability of the portfolio by implementing modern portfolio theory. Additionally, you will collaborate with cross-functional teams to assess, define, optimize, and scale pricing opportunities for different markets, manage external financial reporting, and introduce ways to identify, measure, estimate, and control risks in the context of risk management. This position may allow for telecommuting.

Requirements

• Master’s degree or foreign equivalent and 4 years of experience.
• Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
• Proficiency in SQL, Python, Excel (Macro, VBA) or other scripting languages.
• Experience with Business Intelligence tools such as Qlik or Power BI.
• Knowledge of the fundamentals of risk modeling including credit and market risk.
• Experience in data analytics, financial modeling, model validation, risk analytics, financial budgeting, and project management.

Responsibilities

• Design and test new pricing and credit strategies for top clients by drawing key insights from financial data.
• Conduct quantitative pricing using complex mathematical and pricing modeling techniques.
• Perform risk analyses on Affirm's loan portfolio.
• Manage profitability of the portfolio by implementing modern portfolio theory.
• Provide subject-matter expertise on merchant pricing policy development, new product formation, and new markets exploration.
• Conduct financial data analyses and identify opportunities to improve current financial risk processes.
• Drive execution and launch cross-functional financial analysis initiatives.
• Collaborate with cross-functional teams such as Commercial, Product, Engineering, Finance, Capital Markets, and internal risk teams.
• Manage external financial reporting and present to investors and stakeholders.
• Introduce ways to identify, measure, estimate, and control risks in the context of risk management.

Benefits

• 100% subsidized medical coverage for you and your dependents.
• Generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Competitive vacation and holiday schedules.
• Employee stock purchase plan enabling you to buy shares of Affirm at a discount.

What This Job Offers

• Education Level: Master's degree
• Number of Employees: 1,001-5,000 employees