AD-Credit Line Increase Strategy

OneMain Financial • Charlotte, NC

1d • Hybrid

About The Position

We are currently seeking an Associate Director to drive our credit line increase credit strategy for our Card business. This is a high-impact role with significant senior-level exposure, requiring a strategic thinker who can combine deep credit expertise with innovative approaches that balance risk and growth. The selected individual will shape and advance our CLI strategy through data-driven analysis and cross-functional leadership. This includes evaluating new data sources to strengthen decision-making, acting as customer for data science teams building new models, and partnering with product and acquisition teams to design and market a comprehensive end-to-end customer line strategy.

Requirements

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in experience in consumer lending, driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience
• Advanced analytical skillset using tools such as SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to complex, data-driven problems

Responsibilities

• Develop and refine CLI policies to achieve both risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
• Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
• Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
• Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level