Audit, Examination & Licensing Program Manager

NinjaHoldings•Sarasota, FL

3d•Remote

About The Position

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance. Job Summary We are hiring an Audit, Examination & Licensing Program Manager to own and drive the company's external audit, examination, and due diligence programs end to end. This role is responsible for ensuring the organization is consistently audit-ready, responsive to regulators, banks, and third parties, and able to produce accurate, complete, and timely evidence with confidence. This role reports into Compliance and partners closely with Legal as a distinct department. It also works closely with Security, Engineering, Data, Operations, and Product teams. While this role does not make legal or regulatory determinations, it owns execution, coordination, and program integrity for all external reviews and regulatory obligations. This is a senior, accountability-driven role focused on governance, readiness, and delivery. Location and Work Model Compliance leadership is based in Sarasota. Legal leadership is based in Chicago. This role will report through Compliance, with a strong partnership to Legal regardless of the candidate's primary location. Preference for candidates based in Chicago, IL or Sarasota, FL.

Requirements

7+ years of experience in audit management, compliance programs, regulatory operations, or similar roles
Direct experience supporting or owning external audits and examinations
Experience in regulated industries strongly preferred
Familiarity with SOC2, security audits, bank audits, or regulatory exams
Strong organizational skills and attention to detail

Nice To Haves

Experience building or maturing a Compliance Management System
Fintech, banking, payments, or consumer finance experience
Experience working with regulators, bank partners, or examiners

Responsibilities

Own end-to-end execution of: SOC 2 audits
Security and IT audits
Bank audits and quarterly testing responses
Annual CMS audits
Annual AFC/BSA audits
State and federal regulatory examinations
Manage audit and exam timelines, requests, responses, and follow-ups
Coordinate internal teams to gather, review, and submit accurate evidence
Track findings, management responses, remediation commitments, and validation
Ensure audit and exam artifacts close cleanly with documented evidence
Own responses to bank due diligence requests, partner and third-party questionnaires, and ongoing monitoring requests
Ensure responses are accurate, consistent, approved by the appropriate stakeholders and prevent duplicative, conflicting, or ad-hoc responses
Own the design and execution of an audit-ready Compliance Management System (CMS)
Own and administer the tooling/platform that supports audit, examination, and evidence management, including:
Define required evidence by program and obligation, source systems and ownerships, and refresh frequency
Partner with Compliance PMs, Data, and Engineering to:
Automate evidence ingestion over time
Reduce manual audit preparation
Enable 'one-click' audit readiness
Balance manual execution today with automation and scalability tomorrow
Maintain integrated audit and examination calendars
Provide executive-ready status reporting
Identify trends, recurring findings, and systemic gaps
Escalate risk early and clearly
Support board, bank, and leadership reporting