BSA Officer, US

Stripe

2d

About The Position

Stripe is seeking a highly experienced and strategic BSA Officer (BSAO) to lead our financial crimes program in the US. This role reports to Chief Compliance Officer of the Americas and sits within the Financial Crime, Compliance & Risk Oversight (FinCRO) organization. You will be the principal decision-maker and strategic lead on financial crime risk management decisions, serving a critical role in ensuring Stripe’s continued safe growth and success in the region. You will also be the public face of the financial crimes team in the US. The ideal candidate will have deep subject matter expertise and a proven track record building and evolving tech-forward financial crime programs.

Requirements

• 10+ years of experience in financial crime, with a significant focus on financial services, fintech, or payments, and deep contacts - and influence - across the industry
• Deep and current knowledge of BSA/AML, regulatory compliance and other relevant financial services laws and regulations across the US.
• Exceptional communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences.
• Ability to think strategically and translate complex regulatory requirements into creative and practical solutions.
• Strong analytical and problem-solving skills, with a data-driven approach to decision making
• Define and iterate on Stripe US’ risk appetite, ensuring a defensible stance as Stripe explores new, high-growth verticals and opportunities
• High data literacy, ability to work closely with data teams to identify emerging financial crime patterns and validate the effectiveness of detection models

Nice To Haves

• CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications are a plus.
• Experience working in a global, matrixed organization.
• Deep competence navigating the regulatory guardrails amidst a high-growth environment

Responsibilities

• Strategic Leadership: Develop and implement a robust and effective compliance strategy for the US, aligning with global FinCRO objectives and business goals, leveraging AI, data science and automation wherever possible. Provide regular reporting and updates to the US Board regarding the health and effectiveness of the BSA/AML program
• BSA/AML Program Oversight: Act as the BSA Officer, owning and enhancing the company's BSA/AML program. Ensure the program is designed to efficiently and effectively prevent, detect, and report money laundering, terrorist financing, and other financial crimes.
• Regulatory Management: Proactively engage with regulators to shape the future of fintech oversight, advocating for tech-enabled compliance solutions. Serve as the primary point of contact for regulators and an ambassador for Stripe in the US.
• External influence: Act as a thought leader in the payments industry, representing Stripe in external forums and groups to help modernize regulatory expectations for the fintech era.
• Partner and Relationship Management: Build and maintain trust and strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Educate partners on Stripe’s financial crimes program and controls, and serve as the senior point of contact for escalations.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed