Business Banker

State Bank Financial • La Crosse, WI

6d

About The Position

Are you interested in growing your career with a top local financial institution committed to supporting community businesses? State Bank Financial is seeking a Business Banker in the greater La Crosse area who is serious about growing a portfolio of business as well as growing their career.

In this client-facing role, you'll work closely with business owners to deliver smart financial solutions, manage portfolios, and drive growth — all while being supported by a collaborative team. Whether you're building on existing experience or ready to take on new challenges, this is a place where your ambition is valued, and your success is celebrated.

If you're ready to make a difference and grow with a bank that invests in you, we’d love to connect!

Title and salary will be commensurate with experience.

Position Summary

Grow and manage a portfolio of commercial and commercial real estate clients in our market area. Primary focus on developing new prospective client relationships.

Relationships include clients who are users of some, or all the following financial services provided by State Bank Financial: Commercial Credit, Commercial Depository, Treasury Management, and Card products.

The Business Banker will be responsible for profiling and cross-selling financial services such as Investments, Merchant Processing, Retail Banking, to existing customers as well as prospects.

Operates within credit authority limits.
Must be familiar with all applicable legal and regulatory laws and compliance, and monitors loan portfolio to ensure accounts are compliant.
Understands and completes job responsibilities in accordance with federal and state compliance regulations. Ensures the highest level of customer satisfaction according to our Culture of CARE.

Requirements

• A bachelor’s degree in accounting, finance, or business or equivalent and minimum two years’ previous sales experience required.
• Strong computer skills and technical ability, ability to maintain the integrity of highly confidential customer and Bank information, and the ability to deal effectively with time pressures and stress that can change hourly depending on level of activity.

Nice To Haves

• Commercial lending experience and basic knowledge of business and contract laws preferred.

Responsibilities

• Responsible for loan and deposit growth through cold calling, COI leads, and other avenues of influence to grow the market share as well as retaining the existing portfolio.
• Ensure the portfolio administration and risk management for each customer relationship is in compliance with the bank's credit policy, procedures and business strategy, as well as regulatory guidelines.
• Screen/interview applicants to determine credit needs and analyzes financial information for credit requests and makes presentations/recommendations for the appropriate financial structure through the bank’s loan approval process.
• Attend community events, volunteer, and serve the Bank’s community while continuing to grow visibility within the market. Actively participate in business development activities for the purpose of attracting additional profitable business for the Bank.
• Utilizes government credit enhancement programs when deemed necessary to meet customer needs and Bank underwriting criteria.
• Serve on Bank committees as needed.
• Updates knowledge and develops professionally on a continuing basis. Participates in internal and external training and development opportunities as required.
• Other job-related duties may be necessary to carry out the responsibilities of this position.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level