CA-Mortgage Loan Originator
About The Position
Are you ready to make the most of your talents and abilities, while helping others make the most of their finances? Apply to join Team CEFCU! CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team! The Mortgage Loan Originator solicits first mortgage referrals by calling on realtors, builders, and Select Employer Groups (SEGs) as assigned. They also pre-qualify members for mortgage loans, completes applications, and cross-sells other CEFCU products/services to meet their needs.
Requirements
- High school diploma or equivalent is required.
- Must register with the Nationwide Mortgage Licensing System and Registration (NMLS) to comply with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).
- Must possess a current, valid driver’s license, an acceptable driving record, and personal vehicle insurance.
- Previous lending experience of at least 2 years required.
- Excellent member communication and service skills are required.
- Proven record of sound judgment and decision-making abilities.
- Ability to maintain highest level of accuracy under on-going peak volume conditions.
Nice To Haves
- Bachelors’ degree.
- Mortgage lending experience of at least 2 years.
- Proven business development experience.
Responsibilities
- Communicate with members, realtors, and underwriters on the status of pending applications and assists to obtain information needed to complete and fund loan.
- Assist team processor and closing coordinator when necessary.
- Analyze member applications, assesses member goals and objectively recommends the best product to meet the member’s needs.
- Interview applicants over the phone as well as in person.
- Follow up on applications submitted on-line.
Benefits
- Financial Merit-based raises
- Health and Welfare
- Generous paid time off (Holiday, Personal or Sick Time, Vacation)
- Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP, California - Kaiser Permanente HMO)
- Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)
- Health Savings Account
- Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan)
- Life Insurance
- Accidental Death & Dismemberment Insurance
- Disability Benefits
- Defined Benefit Plan – Pension
- Defined Contribution Plan – 401K
- Additional Benefits
- Employee Assistance Program
- California Commuter Benefit Program
- Tuition reimbursement
- Career growth through internal job postings
- Management Development Program: formal mentoring and training
- Opportunities to help improve and build the CEFCU of tomorrow through process teams
- Opportunities to personally contribute to corporate financial literacy and community initiatives
- Casual days to support local charities
- Employee discounts on entertainment, cell phone plans, theme park tickets, and more
- On-site fitness center, fitness classes, and wellness program
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
