Claims Specialist II PIP

Mercury Insurance Services, LLC

1d•$44,466 - $77,881•Remote

About The Position

Position Summary:The primary job function is to investigate and manage Personal Injury Protection (PIP) Claims.

High School Diploma or GED
Completion of in-house training program
You may be required to obtain a Company sponsored Adjuster’s license to handle claims, to be secured upon hire
At least 6 months of related experience
Or equivalent combination of education and experience
Solid comprehension of basic principles and practices of Company policies upon completion of formal and informal Claims Training.
Ability to exercise sound judgment when interacting with customers and claimants.
Requires extensive knowledge of medical terminology, and medical coding (CPT and ICD-10 coding).
Requires extensive knowledge of Personal Injury Protection coverage(s), applicable state statutes/regulations.
Has a passion for serving customers in their time of need.
Possesses advanced written and verbal communication skills to professionally represent the Company in multi-channel correspondence with internal and external customers.
Collaborates well with others. We are one team with a common goal.
Ability to build rapport utilizing emotional intelligence.
Views conflict resolution as an opportunity.
Has self-motivation and accountability while working remotely.
Demonstrated proficiency with MS Office products (Outlook, Word, Teams) and claims related software.
Must have dedicated workspace that is free from distractions.

Bachelor’s Degree
Critical attention to detail and strong organizational skills.
Demonstrates intellectual curiosity by seeking out efficiencies through process improvement or technology.
Takes ownership of any process they can improve.
Assumes positive intent in all interactions.
Seeks growth within and beyond this role.

Identifies and contacts each injured party to explain coverage and claims process.
Verifies coverage, eligibility and determines the Company’s course of action.
Maintains claims files, evaluates claims using facts and supporting data on injury and wages lost due to injury.
Updates appropriate parties as needed, providing new facts as they become available, and their impact upon the analysis and settlement options.
Verifies the nature and extent of injury and/or wages lost by obtaining and reviewing appropriate records and documentation
Carefully and thoroughly reviews all pertinent information and forwards the file to the Special Investigations Unit (SIU) when there is reasonable cause.
Reviews and analyzes all information and submits request for payment of claims within company guidelines to supervisor.
Thoroughly documents injury and treatment information as well as bills received for treatment and payments issued.
Contacts medical providers and injured parties to verify medical provider information, treatment received, and billing status. Submits files to supervisor for audit upon closing.
Maintains current knowledge of claims settlement procedures, state regulation, and policy changes.
Includes completion of the formal claims training program, which may require overnight travel for at least 1 week.

Competitive compensation
Flexibility to work from anywhere in the United States for most positions
Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
Medical, dental, vision, life, and pet insurance
401 (k) retirement savings plan with company match
Engaging work environment
Promotional opportunities
Education assistance
Professional and personal development opportunities
Company recognition program
Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more