Client Manager Associate, Group Benefits - Premier Accounts

Guardian Life Insurance

1d • Hybrid

About The Position

As the Client Manager Associate, Group Benefits- Premier Markets, you will assume overall responsibility for managing a client book of business in the 2-99 life space. You also will be responsible for persistence, growth, and profitability of this book through relationship development with clients, brokers, and key Guardian internal partners. These partners include Underwriting, Sales Support, Service and Claims. This position will also work directly with Sales Representatives to uncover opportunities to add additional lines of coverage to existing business. You are Able to work directly and/or indirectly accountable for activities associated with renewing plans (plan retention) and adding new lines of coverage (“add issue”) including, but not limited to, generating plan options and quotes for additional lines of coverage. Proactive - able to evaluate their existing book of business to add issue opportunities, as well as handle incoming renewal and negotiation requests. Able to demonstrate strong customer service acumen, strong consulting/negotiation skills, deep ancillary product knowledge (dental, vision, life, life, accident, disability, statutory, supplemental health, voluntary benefits, and leave management) with a high degree of operational effectiveness. You will Build relationships with brokers/producers/plan holders for groups with less than 100 enrolled lives. Interpret, deliver, and clearly communicate renewals, alternative plan options, and add issue quotes to the broker/producer/client. Review experience and utilization reports with Sales Reps for groups with under 100 lives; Package and deliver appropriate reports based on group size and availability. Proactively identify issue opportunities for groups under 100 lives by utilizing Salesforce Reports and other strategies developed in collaboration with Sales Reps and generating quotes. Follow up with broker/producer regarding status of renewals and add issue quotes while also engaging the Sales Rep, as needed, to help close the renewal or sale. Provide renewal rate relief for groups under 100 lives through negotiations with underwriting, as well as determining and generating plan alternative options. Serve as subject matter expert on various Guardian systems, capabilities, products, and workflow procedures You have 3 to 5 years of insurance industry experience, preferably in an insurance/sales environment Computer proficiency in Outlook, Skype, Excel, Word, PowerPoint, Salesforce, GCRS, Siebel, CPS, Phoenix, Business Objects, etc. Demonstrated success in servicing brokers/producers/customers BA or BS Degree is preferred. Will consider work experience equivalent. Excellent written and oral communication skills and excellent customer service soft skills Very strong mathematical aptitude and analytical skills Strong consultation skills, negotiation, persuasion, and influencing skills with a sales orientation Strong planning and organizational skills with ability to multi-task Ability to work independently and in a group setting - Motivation to meet goals: Meet persistency goals, renewal target goals, cross-sell goals (add issue), etc. -Solid knowledge of group insurance products, contracts, and services. Experience with group insurance products include dental (PPO, DHMO, fully insured and ASO), vision, life, accident, short- and long-term disability (fully insured and ASO), statutory disability, supplemental health, voluntary benefits, and leave management (federal, state, and local). Solid knowledge of financing methodologies and strategies (fully insured and alternate funding) Solid knowledge of group insurance underwriting principles, methodologies, and practices This position requires the individual to be an ambassador to the business and always use best practices.

Requirements

• 3 to 5 years of insurance industry experience, preferably in an insurance/sales environment
• Computer proficiency in Outlook, Skype, Excel, Word, PowerPoint, Salesforce, GCRS, Siebel, CPS, Phoenix, Business Objects, etc
• Demonstrated success in servicing brokers/producers/customers
• Excellent written and oral communication skills and excellent customer service soft skills
• Very strong mathematical aptitude and analytical skills
• Strong consultation skills, negotiation, persuasion, and influencing skills with a sales orientation
• Strong planning and organizational skills with ability to multi-task
• Ability to work independently and in a group setting
• Motivation to meet goals: Meet persistency goals, renewal target goals, cross-sell goals (add issue), etc.
• Solid knowledge of group insurance products, contracts, and services. Experience with group insurance products include dental (PPO, DHMO, fully insured and ASO), vision, life, accident, short- and long-term disability (fully insured and ASO), statutory disability, supplemental health, voluntary benefits, and leave management (federal, state, and local)
• Solid knowledge of financing methodologies and strategies (fully insured and alternate funding)
• Solid knowledge of group insurance underwriting principles, methodologies, and practices
• Must achieve required industry licensing within 90 days of date of hire and maintain license through completing continuing education requirements
• In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship

Nice To Haves

• BA or BS Degree is preferred. Will consider work experience equivalent.

Responsibilities

• managing a client book of business in the 2-99 life space
• responsible for persistence, growth, and profitability of this book through relationship development with clients, brokers, and key Guardian internal partners
• work directly with Sales Representatives to uncover opportunities to add additional lines of coverage to existing business
• accountable for activities associated with renewing plans (plan retention) and adding new lines of coverage (“add issue”) including, but not limited to, generating plan options and quotes for additional lines of coverage
• evaluate their existing book of business to add issue opportunities, as well as handle incoming renewal and negotiation requests
• demonstrate strong customer service acumen, strong consulting/negotiation skills, deep ancillary product knowledge (dental, vision, life, life, accident, disability, statutory, supplemental health, voluntary benefits, and leave management) with a high degree of operational effectiveness
• Build relationships with brokers/producers/plan holders for groups with less than 100 enrolled lives
• Interpret, deliver, and clearly communicate renewals, alternative plan options, and add issue quotes to the broker/producer/client
• Review experience and utilization reports with Sales Reps for groups with under 100 lives
• Package and deliver appropriate reports based on group size and availability
• Proactively identify issue opportunities for groups under 100 lives by utilizing Salesforce Reports and other strategies developed in collaboration with Sales Reps and generating quotes
• Follow up with broker/producer regarding status of renewals and add issue quotes while also engaging the Sales Rep, as needed, to help close the renewal or sale
• Provide renewal rate relief for groups under 100 lives through negotiations with underwriting, as well as determining and generating plan alternative options
• Serve as subject matter expert on various Guardian systems, capabilities, products, and workflow procedures

Benefits

• At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
• Inspire Well-Being As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.
• Explore our company benefits at www.guardianlife.com/careers/corporate/benefits.
• Benefits apply to full-time eligible employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level