Commercial Lines Underwriter

Hybrid or Remote•Hastings, MI

3d•Hybrid

About The Position

Help shape our commercial portfolio through smart, strategic underwriting. Hastings Insurance is seeking a Commercial Underwriter to join its Commercial Underwriting team. This role plays a key part in underwriting new and renewal business, building agent relationships, and contributing to the overall profitability and growth of our commercial book. The Commercial Underwriter is part of a supportive team that values thoughtful decision-making, accountability, and a passion for protecting what matters most to our policyholders. Location & Schedule: This is a full-time position working Monday through Friday, 8:00 a.m. to 4:30 p.m. The role offers flexibility and may be performed onsite in Hastings, in a hybrid format, or fully remote. For remote arrangements, we strongly prefer candidates who reside in Michigan, Ohio, Indiana, Illinois, or Wisconsin, though additional states may be considered based on business needs. About Us: At Hastings Insurance, we are a trusted partner to our agents, policyholders, and the communities we serve. For more than 135 years, we have helped individuals, families, and businesses protect what matters most and rebuild after loss. We are proud to be rated A (Excellent) by A.M. Best Company, reflecting our financial strength and long-term stability. While our history is strong, our focus is forward. We invest in technology, strengthen partnerships with independent agents, and continuously refine our products to meet the evolving needs of today’s customers. Our strategy centers on responsible growth, expanding our reach while remaining agile, disciplined, and service-driven. Our people make that possible. Hastings employees thrive in a down-to-earth, collaborative environment that values initiative, accountability, and steady progress. We offer a competitive benefits package that includes a 401(k) with company matching contributions, generous vacation and sick leave, fully paid tuition and professional development reimbursement, and incentive compensation bonus opportunities. At Hastings, your work matters and your growth is supported. Our Commitment as an Employer: We believe diverse perspectives strengthen our organization and drive better outcomes. We are committed to building an inclusive workplace where every employee feels respected, supported, and empowered to contribute. We are proud to be an equal opportunity employer. Employment decisions are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, appearance, disability, veteran status, family status, marital status, or any other legally protected characteristic. We are also committed to providing an accessible and welcoming experience for all candidates. If you require accommodation during the application or interview process, please contact our Talent Acquisition team at 800-442-8277.

Requirements

Bachelor’s degree in Business, Insurance, Finance, or related field preferred, or equivalent work experience.
Prior commercial underwriting experience at a P&C insurance carrier required.
Strong verbal and written communication skills.
Proficiency with Microsoft Office and ability to learn underwriting systems.
A collaborative mindset and customer-focused approach to service and negotiation.
Willingness to travel and adapt to the needs of the assigned territory.

Nice To Haves

Professional designations such as AINS, AU, or CPCU are a plus.

Responsibilities

Review, evaluate, and process commercial insurance applications in line with underwriting guidelines.
Balance risk selection with growth goals to support both profitability and production targets.
Apply sound judgment to risk assessment while staying within your level of authority.
Communicate regularly with agents and internal stakeholders to provide responsive, service-oriented underwriting support.
Stay current on product knowledge, pricing strategies, and coverage enhancements across all lines.
Support team initiatives and goals while servicing an assigned territory collaboratively.
Assist in onboarding and mentoring new underwriting staff and technicians.
Participate in ongoing professional development and continuing education.
Occasionally travel to agency offices in coordination with Marketing and Loss Control teams.
Perform other duties as assigned by leadership.