Commercial Loan Portfolio Manager

QNB Bank•Quakertown, PA

20h•Onsite

About The Position

Join QNB Bank as a Full-Time Commercial Loan Portfolio Manager and be at the forefront of driving financial growth in our vibrant community. This onsite position offers the unique opportunity to work closely with a diverse array of clients, fostering relationships that empower businesses to thrive. Be part of an energetic and forward-thinking environment where your contributions directly impact our clients' success and the overall economy. This role encourages innovative problem-solving and a commitment to upholding integrity in all financial dealings. You will receive great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, and Paid Time Off. Elevate your career by joining a professional team where your insights and expertise will shape the future of commercial lending in Quakertown and beyond. What would you do as a Commercial Loan Portfolio Manager? As a Commercial Loan Portfolio Manager at QNB Bank, your day-to-day responsibilities will include managing a diverse portfolio of commercial loans, ensuring compliance with policies and regulatory standards. You will conduct thorough analyses of loan applications, assessing creditworthiness and financial viability of prospective borrowers. Additionally, you will be expected to maintain regular communication with clients, providing excellent customer service and addressing any concerns or needs they may have. Collaborating with internal teams, you'll facilitate the approval process while also monitoring existing loans for performance and risk management. On a typical day, you will engage in market research to identify emerging opportunities and trends, contributing to strategic initiatives that promote growth. A key expectation is to demonstrate empathy and integrity in all client interactions, ensuring that each client feels valued and understood. Are you a good fit for this job? To excel as a Commercial Loan Portfolio Manager at QNB Bank, you must possess a robust set of skills and knowledge. A bachelor’s degree in business administration with a focus on finance, accounting, or economics is essential, or alternatively, five years of experience in banking or financial services with a focus on credit/underwriting and portfolio management. You will need extensive knowledge of financial statements and credit assessment procedures. Strong organizational and time management skills are crucial, enabling you to manage multiple tasks effectively. Self-motivation and the ability to work independently are key attributes for success in this role. Excellent interpersonal skills will allow you to interact positively with both internal stakeholders and clients. Proficiency in Microsoft Word and Excel is required, as you will frequently prepare financial analyses, reports, and presentations for committees. Finally, an understanding of compliance and policy requirements is vital to ensure adherence in all portfolio management activities. Join our team today! If you have these qualities and meet the basic job requirements, we'd love to have you on our team. Apply now using our online application!

Requirements

A bachelor’s degree in business administration with a focus on finance, accounting, or economics is essential, or alternatively, five years of experience in banking or financial services with a focus on credit/underwriting and portfolio management.
Extensive knowledge of financial statements and credit assessment procedures.
Strong organizational and time management skills are crucial, enabling you to manage multiple tasks effectively.
Self-motivation and the ability to work independently are key attributes for success in this role.
Excellent interpersonal skills will allow you to interact positively with both internal stakeholders and clients.
Proficiency in Microsoft Word and Excel is required, as you will frequently prepare financial analyses, reports, and presentations for committees.
An understanding of compliance and policy requirements is vital to ensure adherence in all portfolio management activities.

Responsibilities

Managing a diverse portfolio of commercial loans, ensuring compliance with policies and regulatory standards.
Conducting thorough analyses of loan applications, assessing creditworthiness and financial viability of prospective borrowers.
Maintaining regular communication with clients, providing excellent customer service and addressing any concerns or needs they may have.
Collaborating with internal teams, you'll facilitate the approval process while also monitoring existing loans for performance and risk management.
Engaging in market research to identify emerging opportunities and trends, contributing to strategic initiatives that promote growth.
Demonstrating empathy and integrity in all client interactions, ensuring that each client feels valued and understood.