Consumer Credit Review Senior Manager

Capital One • McLean, VA

1d

About The Position

Consumer Credit Review Senior Manager The Consumer Credit Review Senior Manager is part of the Consumer Credit Review team and is responsible for conducting independent, risk-based assurance work within Capital One’s consumer credit portfolios (card, auto and unsecured loans). This includes assessing credit strategies and practices across first line LOBs and credit programs and performing credit data analytics to identify opportunities to improve effectiveness of credit strategies and enhance credit governance. The Senior Manager will also contribute towards the development and execution of the annual Credit Review operating plan. In addition, the senior manager will also perform assurance work and provide effective challenge to the second line’s key functions and oversight in credit governance. Further, this associate will be responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.

Requirements

• Bachelor’s degree or military experience
• At least 7 years of experience in consumer lending, credit risk policy or risk analytics in credit card loans or auto loans
• At least 7 years of data analysis experience
• At least 5 years of experience with influencing senior level executives or regulators

Nice To Haves

• Master’s Degree
• Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
• Credit risk modeling, audit or assurance experience

Responsibilities

• Conducting risk-based reviews covering consumer line(s) of businesses
• Identifying credit process weaknesses
• Identifying emerging trends and issues
• Perform independent data analysis to identify gaps in credit policies and credit strategies
• Tracking of identified issues to resolution
• Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
• Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives
• Working with regulators and external auditors to provide assurance that Credit Review processes are sound
• Building and maintaining high trust relationships with credit risk executives, associates, and regulators
• Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
• Showing ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results

Benefits

• Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level