Counsel - Product Development

The Hartford • Hartford, CT

9d • Hybrid

About The Position

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. The Business Law Unit is seeking a talented attorney to join the Employee Benefits Law team as Counsel, with a primary focus on supporting the development and regulatory compliance of core and specialty Employee Benefits products, including dental and vision. This position offers an opportunity to work closely with the Employee Benefits business unit, providing legal guidance throughout the product lifecycle—from ideation and drafting to regulatory filings, implementation, and ongoing compliance. As a member of this cross-functional, high-performing legal team, you will provide legal support on issues impacting Employee Benefits insurance, with a particular emphasis on dental and vision product development, regulatory compliance, and related business initiatives. The role will also involve supporting underwriting, distribution, sales, and account management, as well as service administration contracting, technology vendor contracting, and claims/regulatory support. The Employee Benefits Law Team regularly coordinates with Law Department colleagues with specialized expertise (e.g., IP, Privacy, Government Affairs, Enterprise Transactions, Litigation, Corporate, Compliance) to provide robust solutions to legal questions. This position is based in Hartford and reports to the Managing Assistant General Counsel for Paid Leave.

Requirements

• Juris Doctor (JD) from an accredited law school.
• 4+ years of legal experience required; candidates with fewer years may be considered depending on the nature of experience.
• Develop subject matter expertise and demonstrate sound judgment on business legal issues, especially in dental and vision product development and compliance.
• Spot legal issues in business initiatives and offer thoughtful, creative legal solutions.
• Critically analyze complex legal and regulatory frameworks across 50 states and assist the business in developing efficient and workable practices and processes.
• Leverage legal research tools to provide timely and practical legal advice.
• Draft, edit, and negotiate contracts and other legal documents as needed.
• Develop a strong understanding of the Employee Benefits Business Unit’s core initiatives and organizational structure.
• Demonstrate well-developed communication skills and independent judgment.
• Be innovative, adaptable, and curious.

Nice To Haves

• Experience with Employee Benefits insurance, product filings, and regulatory matters is preferred.
• Experience with dental and vision insurance product development and regulatory compliance is a plus.

Responsibilities

• Provide end-to-end legal support for the development, approval, sale, and administration of Employee Benefits insurance products, including group life, disability, supplemental health, PFML, and specialty products such as dental and vision.
• Advise on product drafting and development, rate and form filings, and regulatory submissions across all U.S. jurisdictions.
• Monitor and interpret legislative and regulatory developments (state and federal) affecting all product lines to assist the business in developing efficient and compliant practices.
• Support underwriting practices, sales and distribution, operations, contract negotiation and drafting, regulatory inquiries and complaints, and claim practices.
• Collaborate with business clients to identify key legal issues and provide thoughtful, creative, and efficient legal advice to support business initiatives.
• Coordinate with Law Department colleagues with specialized expertise to deliver comprehensive legal solutions.
• Advocate for client interests to state regulators and other external parties as needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Ph.D. or professional degree