Credit Analyst - Agent Finance
About The Position
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.” What You’ll Do : Review and accurately input information from TPP reports, Business metrics reports, compensation reports and tax returns and provide analysis on leverage, cash flow, liquidity and coverage ratios Prepare credit memos Work with lenders in recommending approval, denial or credit structure terms Collaborate with relationship managers and portfolio managers Present loan request to committee or senior management Attend and travel to events – 10% travel may be required Participate in all forms of marketing and developing new business Assist in monitoring existing portfolio performance and covenant compliance Understand and help in identifying early warning signs of performance and credit deterioration
Requirements
- Expert in Excel (Pivots, Vlookup, IF statements, conditional formatting, etc.)
- Data Analytics/Reporting
- Attentional to detail
- Critical thinking
- Strong work ethic
- Bachelor’s degree minimum
Nice To Haves
- Marketing, Finance, Economics or Business experience preferred
Responsibilities
- Review and accurately input information from TPP reports, Business metrics reports, compensation reports and tax returns and provide analysis on leverage, cash flow, liquidity and coverage ratios
- Prepare credit memos
- Work with lenders in recommending approval, denial or credit structure terms
- Collaborate with relationship managers and portfolio managers
- Present loan request to committee or senior management
- Attend and travel to events – 10% travel may be required
- Participate in all forms of marketing and developing new business
- Assist in monitoring existing portfolio performance and covenant compliance
- Understand and help in identifying early warning signs of performance and credit deterioration
Benefits
- Medical Insurance
- Dental
- Vision
- Life insurance
- Accidental death and dismemberment
- Short-term and long-term Disability Insurance
- Parental Leave
- Employee Assistance Program (EAP)
- Traditional and Roth 401(k) with company match
- Flexible Spending Account (FSA)
- Employee Stock Purchase Plan at 5% discount
- Critical Illness Insurance
- Accident Insurance
- Transportation and Commuting Benefits
- Banking Benefits
- Pet Insurance
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
