Credit Analyst, Auto

Upgrade•Fort Worth, TX

9h•$35 - $40•Onsite

About The Position

As a Credit Analyst, you will underwrite and process new auto loan applications that are submitted by our auto dealership partners. You will analyze applicants and loan data with a focus on credit worthiness, risk mitigation, pricing, and compliance in accordance with Upgrade Auto's lending policies. This is an in-office position and will require you to be available to work on occasional weekends.

Requirements

5+ years of experience in financial services, credit management, auto industry or a related field
Attention to detail when dealing with individual customer loans and credit files
Professionalism, ownership, and the ability to work under pressure in challenging situations
Ability to collaborate with others and work in a team environment
Excellent verbal and written communication, as well as strong presentation skills
Highly motivated to set and achieve challenging goals while demonstrating persistence through obstacles

Responsibilities

Receive and underwrite new auto loan applications
Price loan approvals according to market and risk
Create relationships with auto dealer partners and negotiate with external clients
Build strong relationships with our internal Dealer Development partners and teams, as well as various stakeholders
Resolve dealership concerns and existing loan issues that may arise by providing alternative solutions while using reason when dealing with emotional topics
Assess loan documents and third party data to make informed lending decisions
Work with the Operations Team to resolve issues that may arise during the funding process
Stay up to date with current economic trends and industry regulations