Credit Analyst - Loan Review Officer

Bankers' Bank of Kansas • Wichita, KS

1d

About The Position

The Credit Analyst - Loan Review Officer assists the Credit Review Services Manager with providing Independent Loan Review services to bank customers. This role is integral in performing a detailed and accurate analysis while delivering an exceptional experience for the customer. This role is also responsible for the Bankers’ Bank of Kansas internal loan review. Some overnight travel may be needed.

Requirements

• Strong organizational skill and high attention to detail.
• Knowledge of applicable laws and regulations.
• Knowledge of applicable systems and software including Microsoft 365 and Teams.
• Professional written and verbal communication and interpersonal skills and ability to communicate effectively and professionally with all levels of the organization.
• Ability to read and interpret documents such as rules, procedure manuals, and job instructions.
• Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form.
• Ability to maintain confidentiality.
• Mathematical and analytical skills. Including the ability to add, subtract, multiply, and divide.
• Ability to calculate figures and amounts.
• Flexible with the ability to multi-task, work under pressure, and problem solve.
• Minimum two years in credit analysis, commercial or agricultural lending, bank examinations, or loan administration.
• Experience in positions with high level of accountability.

Nice To Haves

• Bachelor’s Degree in Finance, Accounting or Business Administration preferred.

Responsibilities

• Assist with independent loan review service, providing independent loan reviews, loan administration assistance, ALLL analysis and review. (80%)
• Analyze primarily commercial and agricultural financial information and assess financial condition and credit quality of borrowers
• Review loan files for adequacy of policy compliance, underwriting, structuring, documentation, and on-going administration
• Identification of documentation exceptions
• Review of financial information and assessment of financial condition
• Discussion of credit condition with servicing loan officer
• Determination of credit quality and assignment of appropriate rating
• Completion of loan review write-up/narrative assessment
• Completion of other review reports as appropriate
• Complete BBOK internal loan review. (20%)
• Ensure the loan portfolio is reviewed per policy requirements
• Complete Loan Review Management Report (summary of reviews) for submission to Board of Directors
• Complete quarterly credit underwriting review
• Ensure compliance and audit requirements are met as identified by internal policy and/or Federal rules and regulations.
• Other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level