Risk Management - Credit Risk Associate

JPMorgan Chase & Co. • Columbus, OH

22h

About The Position

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Associate within the Commercial and Specialized Industries team, you help us grow our business responsibly by evaluating credit risk and supporting clients with revenues between $20 million and $500 million. Additionally, you will work closely with dedicated bankers across the United States, using your judgment to solve real-world challenges. Together, we build strong partnerships and contribute to the resilience of JPMorgan Chase. You will also have the opportunity to make a meaningful impact while developing your career in a collaborative and innovative environment.

Requirements

• BA/BS/BBA degree is required with some accounting and finance
• Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
• Minimum 3 years’ experience in commercial banking/lending including extensive credit analysis
• Working knowledge of accounting and finance
• Demonstrated excellent verbal and written communication skills, interpersonal skills, and analytical and problem-solving skills
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative, self-direction, and ability to work well under pressure

Responsibilities

• Utilize excellent credit analysis skills to underwrite and structure new transactions and work independently on the assigned credit portfolio.
• Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
• Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
• Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving, always acting with a sense of urgency to meet both internal and client deadlines.
• Partner effectively to develop fulsome client relationships
• Provide leadership in the market by being a positive contributor to the team, including embracing change and participating in various projects or improvement exercises for the benefit of the organization.
• Demonstrate strong communication skills both internally and externally and use those communication skills to effectively solve problems.

Benefits

• We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
• Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.
• We also offer a range of benefits and programs to meet employee needs, based on eligibility.
• These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level