Credit Risk Manager Sr

Huntington National Bank • Columbus, OH

3d • Hybrid

About The Position

The Credit Risk Manager Sr is responsible for oversight and administration of credit risk strategy programs for Consumer and Regional Banking. The position plays a key role in the identification and quantifying of credit risks across consumer and business lending segments, leveraging analytical techniques to inform strategy for optimizing risk and return in Huntington’s Consumer and Regional Bank lending portfolios.

Requirements

• Bachelor’s degree
• Minimum of 7 years of experience in Credit, Audit, Compliance, Risk Management or Operational Risk.
• In lieu of a bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered

Nice To Haves

• 5+ years' experience with at least two consumer or regional bank lending verticals including Residential Mortgage, Home Equity, Indirect Auto, Consumer/Small Business Unsecured, Outdoor Power Equipment, Power Sports, Commercial & Industrial, Commercial Real Estate, or Deposit Overdrafts
• Experience working with models or performing analysis to support a financial institution’s underwriting, account management, or collections functions
• Familiarity with credit risk underwriting or collections processes or platforms, model governance standards, and data quality standards
• Solid understanding of factors driving credit risk outcomes for consumer or small business lending portfolios
• Demonstrated ability to convey ideas verbally and in writing with a clear, concise, and organized method appropriate for the intended audience including development of presentations and documents
• Familiarity with AI tools for coding/research
• Ability to work in a fast-paced environment with attention to detail
• Strong analytical problem-solving skills
• Ability to work independently and proactively collaborate with subject matter experts to resolve issues and close any knowledge gaps
• Advanced knowledge of risk management principles and regulatory compliance requirements.

Responsibilities

• Effectively manage credit risk to support business growth and scale within Huntington’s existing risk appetite.
• Assess current credit performance relative to risk policies and thresholds while highlighting early warning signs and developing risk mitigation strategies.
• Support colleagues on the credit risk segment team by building data sets, performing statistical/data analysis, and documenting results in support of credit risk segment team projects.
• Identify new requests for credit changes or planned use of new models by actively engaging in recurring cross-functional meetings and projects.
• Provide analytical and consultative support on credit risk modeling projects for team colleagues and model stakeholders.
• Develop credit risk analytical reports for committees and project efforts with support from segment risk colleagues and Credit Risk Administration.
• Build functional macros/code and leverage approved AI tools to improve team efficiency in analytical efforts.
• Deliver timely escalation of all issues requiring attention to senior management.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level