Credit Risk Officer - VP

Barclays•New York, NY

1d•$150,000 - $200,000

About The Position

Purpose of the role To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector. Join us as a Credit Risk Officer - VP. In this role, you’ll contribute to the assessment and monitoring of asset-backed securitization transactions across a variety of structures. You will have the chance to interact with stakeholders across business lines while strengthening risk controls and supporting portfolio reviews. This opportunity provides a space to use your analytical skills and knowledge of credit agreements and market trends in a team-oriented environment. We value clear communication, thoughtful problem solving, and a proactive mindset that supports continuous improvement and engagement.

Requirements

Experience in credit risk focused on Asset Backed Securitization
Understanding of cash flow modeling and legal transaction structures
Ability to assess credit risks and recommend appropriate mitigants
Experience in Esoteric assets

Nice To Haves

Experience in business, economics, or related discipline
Demonstrated communication skills and experience with cross-functional teams
Comfort navigating quantitative analysis and reading legal agreements
Presentation skills

Responsibilities

Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.
To contribute or set strategy, drive requirements and make recommendations for change.
Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures.
Define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes.
Lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.
Demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard.
Be a subject matter expert within own discipline and will guide technical direction.
Lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments.
Train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.
Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
Manage and mitigate risks through assessment, in support of the control and governance agenda.
Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives.
Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
Demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right.
Demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.