Credit Strategy & Pricing Manager

LendingClub•San Francisco, CA

1d•$136,000 - $155,000•Hybrid

About The Position

As a key member of the Credit Risk Team, you will be responsible for managing and crafting risk strategies along with developing and tracking appropriate metrics. You will develop personal loan underwriting and pricing strategy, driving loan growth/yield improvement initiatives, managing program performance KPIs, and serve as an active stakeholder in flawless implementation.

Requirements

3+ years of experience in some combination of credit, analytics, risk management, and data science
Bachelor's degree or higher in a quantitative field (e.g. Statistics, Math, Engineering, Economics); or equivalent work experience
Technical skills such as SQL, SAS, R, and Python
Experience with BI/data visualization tools, like Tableau or Excel, to create dashboards
Excellent written and verbal communication skills

Responsibilities

Develop, implement and handle credit risk strategies that involve elements of credit underwriting, pricing, loan amount assignment and verification based on an estimation of probability of default
Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks
Craft automated dashboards to track KPIs around funnel conversion and strategy/portfolio performance; summarize and present findings to senior management
Use analytical techniques to mine loan data, and convert findings into executions, including risk mitigation actions, pricing optimization and credit expansion opportunities, to optimize risk-adjusted revenue
Expand existing set of data used in credit decisioning process by evaluating information; value of non-traditional data sources and by re-engineering use of existing data elements
Work closely with technology teams to ensure new strategies are implemented accurately and as designed