Data Scientist II

Pathward, N.A.

22h • $72,000 - $120,000 • Hybrid

About The Position

We are a hybrid, remote-office company dedicated to growing our talent anywhere!
We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.
At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.
We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our HUMBLEHUNGRYSMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
About the Role:
Develop and program methods, processes, and systems to consolidate and analyze diverse data sets to generate insights and solutions for customer solutions and program enhancement. Identify and interpret insights from data sources and communicate findings to management.

Requirements

• Bachelor's degree or equivalent education and work experience.
• Typically, 3+ years with bachelor's or equivalent.
• Ability to handle large volume of data and derive actionable insights.
• Strong analytical and problem-solving skills, combined with solid business acumen
• Strong written and communication skills with ability to explain complex insights to a range of audiences
• The ability to thrive in a fast-paced startup environment.

Nice To Haves

• Experience in the consumer credit industry is a plus

Responsibilities

• Mine, model, and analyze large datasets utilizing descriptive, predictive, and prescriptive analytics.
• Develop insights from historical loan performance data, identify swap-in opportunities to underwrite new customer populations, and develop credit solutions for customer base using various analytical techniques.
• Develop and support custom score models for underwriting, pricing. and profitability.
• Forecast performance of marketing campaigns and track actual performance against target.
• Design and deploy model monitoring frameworks to assess the performance of partner underwriting portfolios, new product launches, and existing customer portfolios. Advise senior management of emerging trends and risks.
• Collaborate with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed.
• Conduct other ad hoc analyses as required to support team goals.
• Other duties as assigned.

Benefits

• This role is also eligible for an annual performance-based incentive opportunity.
• Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level