Deposit Operations Specialist

FINWISE BANKMurray, UT
1d$24 - $24Hybrid

About The Position

The Deposit Operations Specialist I is primarily focused on the daily operational functions regarding the movement of money for the bank. This includes but is not limited to cross training and showing competency in payment rail processing, lending as a service, banking as a service, and other various deposit operations functions. The Specialist I works in conjunction with the specialist II and III as well as the department manager to fulfill various bank requests.

Requirements

  • Problem solving skills
  • Strong organizational, critical thinking and customer service skills
  • Good spreadsheet skills
  • Ability to multitask and manage competing deadlines
  • Ability to work independently and in a team environment
  • Double checks work to ensure accuracy
  • High School Diploma, GED, or equivalent
  • Sit or stand at a computer for long periods of time and look at a computer screen for several hours a day.
  • Work at an assigned FinWise office location.
  • Communicate with others in person, on the phone, virtual meeting and email.
  • Maintain confidentiality.
  • Lift 20 lbs.
  • Maintain regular and punctual attendance.
  • Work overtime as assigned.
  • Travel overnight as required.
  • Work cooperatively with others.
  • Driving during the workday.
  • Comply with all company policies and procedures.

Nice To Haves

  • Bachelor’s degree in finance or similar
  • Accounting reconciliation experience

Responsibilities

  • Processes payment rail files as applicable – NACHA files, Wires, RTP, Fed Now, RPPS, Visa, Mastercard etc.
  • Assists internal departments and customers with payment rail transactions/inquiries
  • Perform tasks related to lending as a service (i.e. loan funding/servicing), banking as a service (i.e. debit/credit card programs), deposit operations (i.e. account balancing), and the Fed (ACH, Wire, Reporting/Monitoring).
  • Journal entries into DDAs and general ledgers
  • Learn and comply with critical banking regulations
  • Maintains a consistent, minimum quality score
  • Meets KPIs
  • Ensures work is accurate and thorough and that errors are minimized
  • Various ad hoc tasks as the department grows and the bank evolves
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