Employee Benefits - Associate

Panorama Insurance Associates • Scottsdale, AZ

4d • Hybrid

About The Position

The Employee Benefits Consultant serves as a strategic partner to clients and an integral advisor within the Benefits Advisory practice. This role leads the analytical, consultative, and operational strategy for assigned employer groups, exercising independent judgment to design benefit solutions, evaluate market options, negotiate carrier terms, and guide clients through key decisions.
The Consultant owns the end‑to‑end advisory process, including market strategy, plan evaluation, implementation oversight, and year‑round client management, ensuring each client’s employee benefits program aligns with organizational goals, regulatory requirements, and financial parameters.
This position requires advanced understanding of employee benefits operations, strong analytical skills, and the ability to independently evaluate complex information to recommend and execute solutions.

Requirements

• 3+ years of experience in employee benefits consulting, HR benefits management, carrier underwriting, or related advisory roles.
• Strong analytical skills with the ability to evaluate complex data and make strategic recommendations.
• Demonstrated ability to exercise independent judgment in high‑impact decisions.
• Proficiency in Microsoft Office and experience with benefits platforms (Perfect Quote, Archon, etc.).
• Strong communication and presentation skills with the ability to interface with client leadership.
• State Life & Health license (or ability to obtain within 90 days).

Responsibilities

• Client Advisory & Strategic Benefits Guidance
• Market Analysis, Negotiation & Decision Authority
• Implementation Oversight & Program Governance
• Relationship Management & Client Advocacy
• Department Leadership & Process Improvement

Benefits

• Medical: HSA, PPO, EPO options (base plan 95% employer‑paid)
• Dental PPO (including zero‑premium options)
• Vision plan at no cost
• FSA & HSA (with $1,000 employer HSA contribution on eligible plans)
• Commuter benefits up to $600/month
• Employer‑paid LTD, STD, Life & AD&D
• Supplemental health & identity protection programs
• EAP support for household members
• 401(k) with 100% match up to 5%
• Exempt Time Off: Flexible (unlimited)
• 12 paid holidays
• Flexible remote/hybrid schedules
• Licensing, accreditation, and professional development support

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed