Field Underwriter - Greater Kansas City Area

SECURA Insurance•Kansas City, MO

About The Position

The Field Underwriter will evaluate, price, and underwrite commercial insurance risks while managing an assigned agency territory. This role partners closely with independent agents to drive profitable growth, retention, and portfolio quality across all SECURA product lines. The position requires strong underwriting judgment, relationship management, and territory planning skills. At SECURA, we are transforming the insurance experience by putting authenticity at the forefront of everything we do. Our mission is clear: we’re making insurance genuine. We recognize that our associates are our greatest assets, and we invest in their well-being and professional growth. We offer opportunities for continuous learning and career advancement, competitive benefits [https://youtu.be/3gzY_57b4kM], and a culture [https://youtu.be/pXAqGwTpSno] that champions work-life balance. Joining SECURA means becoming part of a dynamic team that values each individual’s contribution and fosters a collaborative atmosphere. Here, you’ll not only find a fulfilling career but also a place where you can make a positive impact every day. SECURA Insurance strives to provide equal opportunity for all employees and is committed to fostering an inclusive work environment. We welcome applicants from all backgrounds and walks of life.

Requirements

5+ years of commercial insurance experience, including multi-line underwriting
Proven risk analysis, sales, negotiation, and relationship-management skills
Strong written and verbal communication skills
Ability to independently manage a territory and interpret performance data
Proficiency with Microsoft Office
Ability to obtain and maintain a valid driver's license and an acceptable driving record consistent with the terms in SECURA's Fleet Vehicle Manual
Travel with overnight stays

Nice To Haves

Bachelor’s degree or equivalent experience
Professional designations : AU, CPCU, CIC, ARM
Experience advising agencies on underwriting strategy and book performance

Responsibilities

Build and maintain a profitable commercial lines book of business
Evaluate new submissions within underwriting authority, determining risk acceptability, pricing, terms, and conditions
Conduct occasional on-site risk inspections and analyze financials, loss runs, and inspection reports
Identify reinsurance needs and recommend appropriate coverages or endorsements
Ensure accurate documentation, policy issuance, billing, and underwriting rationale
Develop strong relationships with independent agents to generate profitable business
Regularly visit agencies to solicit new business, communicate underwriting appetite, and improve submission quality
Support agency recruitment, development, remediation, or termination based on performance
Manage territory performance to achieve growth, profitability, retention, and objectives
Monitor submission flow, hit ratios, loss trends, and key underwriting metrics
Negotiate pricing and terms competitively while maintaining underwriting discipline
Use data and reports to drive production and renewal results
Partner with Claims, Loss Control, Premium Audit, Billing, and Underwriting teams to ensure effective account servicing
Contribute to discussions on market trends, agency performance, and portfolio strategy
Other duties as assigned