Financial Crime Risk Investigator I - US Name Screening Escalations/Adverse Media Team

TD • Mount Laurel Township, NJ

1d • $26 - $42

About The Position

The Financial Crime Risk Investigator I conducts adjudications and/or analysis, risk assessments and investigations of general queue cases (recommending for demarket and/or freezing accounts by the appropriate investigative unit). Provides analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations. This can include AML and Sanctions/ABAC Financial Crime or digital evidence for case preparation and evidence/documentation purposes. Prioritizes incoming investigation requests. The US Adverse Media Level 2 Team is part of the larger Name Screening Operations team. Cases of adverse media are escalated from the Center of Excellence and Level 1 teams so that materiality can be determined and adjudicated appropriately.

Requirements

• Undergraduate degree or equivalent work experience
• 2+ years experience
• Basic computer knowledge and experience

Nice To Haves

• 2+ years AML with adverse media experience

Responsibilities

• Conducts thorough analysis, risk assessment and investigation of referred/assigned cases
• Conducts research, and applies new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank
• Provides support in preparation for review, interviews for financial crime cases and ensures proper documentation is obtained for evidence purposes
• Uses sound methodologies to collect, preserve, and analyze digital evidence
• Works with internal partners/external parties for effective detection and investigation purposes
• Prepares and delivers AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank
• Maintains a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques
• Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
• Conducts sound investigations and provides AML and Sanctions/ABAC support and recommendations
• Leads work streams by acting as a project lead for small scale projects/initiatives in accordance with project management methodologies
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
• Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
• Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
• Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts and others
• Identifies, recommends, and effectively executes standard practices applicable to the discipline
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally

Benefits

• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
• Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
• You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level