Financial Crimes Analyst I

Dave

1d • Remote

About The Position

Dave vs. Goliath. We’re Dave.
Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.
Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.
The Opportunity
Dave is building financial products that make everyday banking more transparent and accessible. As a Financial Crimes Analyst, you’ll help protect the integrity of our platform while supporting millions of members who rely on Dave to manage their money.
You’ll join the Compliance team and report to the Manager of Compliance, BSA/AML. In this role, you’ll investigate potential financial crime activity across our products, helping strengthen the systems that detect, monitor, and prevent fraud, money laundering, and other illicit activity. Your work will combine investigative thinking, regulatory awareness, and data analysis to help ensure Dave remains a trusted financial partner for our members.

Requirements

• 1+ years of experience supporting BSA/AML/OFAC investigations or financial crime operations
• Experience reviewing alerts or conducting investigations related to fraud, suspicious activity, or money laundering
• Strong analytical skills with the ability to identify patterns and assess risk within financial or transactional data
• Familiarity with regulatory frameworks such as the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirements
• Clear written communication skills with the ability to document investigative findings and recommendations
• Ability to manage multiple cases while meeting investigation deadlines and service level expectations
• Bachelor’s degree or equivalent practical experience in a relevant field

Nice To Haves

• CAMS or CAFP certification
• Experience working within fintech, banking, or digital financial platforms
• Exposure to fraud analytics, transaction monitoring systems, or case management tools

Responsibilities

• Conduct investigations related to potential financial crimes including fraud, money laundering, and suspicious account activity
• Review alerts and conduct customer due diligence by analyzing transaction histories, KYC information, and digital activity signals
• Document investigative findings clearly, identifying red flags, suspicious behaviors, and relevant context for alert disposition
• Maintain organized investigation records and case documentation to support regulatory compliance and internal review
• Partner with teams such as Member Success, Loss Management, and Risk to resolve escalations and investigate fraud incidents
• Monitor investigation queues and manage service level agreements to ensure timely resolution of alerts and cases
• Use available tools, data analysis, and research techniques to identify unusual activity patterns and emerging risks
• Participate in ongoing training and team collaboration to stay current on AML regulations, fraud trends, and investigative best practices

Benefits

• Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
• Flexible hours and virtual first work culture with a home office stipend
• Premium Medical, Dental, and Vision Insurance plans
• Generous paid parental and caregiver leave
• 401(k) savings plan with matching contributions
• Financial advisor and financial wellness support
• Flexible PTO and generous company holidays, including Juneteenth and Winter Break
• All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 101-250 employees