Global Financial Crimes Client Risk Unit Director

Morgan Stanley • Baltimore, MD

1d • $70,000 - $125,000 • Hybrid

About The Position

We are seeking someone to join our team as a Global Financial Crimes (GFC) : Client Risk Unit Manager. In the Legal & Compliance division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is a Director level position within the Client Risk Unit which is responsible for evaluating client relationships that pose the highest financial crimes risk, while also serving as a check and challenge over the first line's execution of enhanced due diligence. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. In Global Financial Crimes (GFC), you will play a critical role in identifying potentially suspicious activity, protecting vulnerable individuals, and safeguarding the integrity of the financial system. GFC coordinates day-to-day implementation of the Firm's financial crime prevention efforts. Including governance, oversight, and execution of the Firm's Anti-Money Laundering (AML), Sanctions, Anti-Corruption and Government and Political Activities Compliance programs. If you are passionate about financial crimes prevention, seeking a rewarding and dynamic career, and focused on making a difference, then GFC might be the right team for you.

Requirements

• Bachelor's degree or equivalent military experience
• 8+ years of relevant anti-money laundering and/or financial crimes experience, preferably at a large/complex financial institution, law firm or government/regulatory body
• 5+ years of relevant managerial experience, preferred
• Ability to understand and assess a wide variety of complex products, services and client types
• High motivated self-starter able to work independently while collaborating and coordinating as part of a global program
• Strong analytical skills with an ability to understand complex workflows and excellent attention to detail
• Excellent written and verbal communications skills, attention to detail and strong time management skills
• Strong knowledge of investing and markets and the ability to research or must evidence the ability to learn and adapt quickly
• Ability to interact with branch office and business unit personnel and be willing to receive and apply feedback on work product from supervisor(s)

Nice To Haves

• Fluent in Spanish or Portuguese desired but not required
• Certification as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license - or certification within first 15 months of employment

Responsibilities

• Lead, manage, and develop a team of Client Risk Unit (CRU) professionals, providing oversight and guidance across complex client risk matters
• Serve as a senior escalation point for KYC onboarding, Enhanced Due Diligence (EDD), and high risk client assessments, providing effective challenge and advisory support
• Assess, review, and approve enhanced due diligence for new and existing high risk clients, including analysis of complex corporate structures, adverse media, and sanctions exposure
• Evaluate and advise on client risk ratings, financial crime trends, typologies, and potentially suspicious activity
• Conduct and support client investigations, including negative news analysis and escalation where appropriate
• Apply financial crime policies, procedures, and controls to escalated prospect and client scenarios; draft and present client risk assessment memoranda
• Partner with Global Financial Crimes (GFC) teams and stakeholders across the Firm to ensure effective execution and continuous enhancement of the Financial Crimes Prevention Program
• Maintain strong knowledge of anti money laundering regulations and provide policy guidance and training to internal stakeholders

Benefits

• Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Director