Internal Auditor

Citizens State Bank Of La Crosse • La Crosse, WI

11d

About The Position

Are you a motivated, detail-oriented individual who enjoys digging into loan files, vendor documentation, and compliance requirements? Do you like analytical work, problem-solving, and behind-the-scenes reviews that help keep an organization operating safely and efficiently? Want to grow your professional skillset at a top community bank that invests in its employees? If you are willing to learn, we are willing to train you! Citizens State Bank is a top-performing, community-focused financial institution with a strong commitment to serving our customers’ banking needs. With a history spanning 116 years, we take pride in providing personalized financial solutions and exceptional service. We are currently seeking an Internal Auditor to support loan compliance and third-party risk management activities within our Risk Department. This position focuses on supporting loan and third-party risk management compliance by auditing key documentation and processes, managing regulatory data and reporting, maintaining accurate third-party oversight, and ensuring adherence to evolving risk and regulatory requirements. The role is well-suited for individuals with experience or interest in banking, compliance, auditing, loan operations, or other detail-oriented administrative work. You will work closely with internal teams to ensure accuracy, consistency, and compliance with Bank policies and regulatory requirements.

Requirements

• Previous experience in banking, loan operations, compliance, auditing, or a similar detail-focused role is preferred, but not required
• Strong attention to detail and accuracy, with the ability to manage multiple tasks and deadlines
• Ability to interpret policies, procedures, and regulatory requirements
• Proficiency with Microsoft Office and banking systems
• Strong organizational, communication, and problem-solving skills
• Commitment to maintaining confidentiality and handling sensitive information appropriately

Responsibilities

• Assist with third-party risk management activities, including uploading vendors into the vendor management system, assessing vendor tiers, coordinating due diligence documentation, and assisting with vendor approvals
• Audit loan files for compliance using sampling methods
• Review loan disclosures, statements, and notices for all loan types
• Audit and track flood insurance requirements
• Review adverse action documentation for accuracy and compliance
• Review HMDA-reportable loans and assist with data input and validation
• Audit appraisals and credit reports using sampling methods
• Perform daily loan maintenance audits
• Audit PMI cancellations and TRID loan calculations
• Assist with tracking CRA loans
• Monitor force-placed insurance timing and documentation
• Remove or edit credit reports in E-Oscar as needed
• Assist with consumer loan compliance training
• Ensure office compliance materials (posters, notices, etc.) are current
• Stay up to date on compliance, risk, and emerging regulatory issues

Benefits

• Citizens State Bank offers an excellent salary and benefits package, including access to free health care

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed