International Banking Ops Specialist

U.S. Bank National Association • Saint Paul, MN

1d • $30 - $40

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
Responsible for supporting the processing of Global Trade & Standby Services (GTSS) and Foreign Exchange (FX) banking products at various stages of the transactions/trade’s life cycle. For GTSS specialization, product areas include Import/Export Letters of Credit, documentary collections, banker’s acceptances, and Standby Letters of Credit. FX product areas include International Remittance/Payments, Settlements, and Investigations. Facilitates the process with all parties involved on trade transactions, payments, settlements, and disbursements. Reviews, executes, and reconciles processing of transactions and related documents. Verifies work processes to ensure completeness and accuracy to established service levels, standard policies, and applicable procedures to ensure strict compliance with terms and conditions. Ensures the appropriate materials, documentation and capacity are available to complete transactions.
Overview: Focused on processing letter of credit payments and reconciliation using AFS and LAQ systems.

Requirements

• High school diploma or equivalent
• Five or more years of relevant work experience
• Prior experience in payments and financial operations reconciliation (not entry-level or trainee).
• Intermediate Excel skills.
• Experience with AFS and LAQ systems, including loan booking, payoff, and understanding interest/fees.
• Strong attention to detail, willingness to learn, and positive attitude.

Nice To Haves

• Advanced knowledge of specific international banking products, payment services, foreign exchange and general bank operating policies and procedures
• Strong problem-solving and client servicing skills
• Ability to identify and resolve/escalate complex problems with minimal guidance
• Effective verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages including Microsoft Office applications

Responsibilities

• Process payments and perform daily/month-end reconciliations.
• Investigate and resolve reconciliation breaks, ensuring system balances.
• Conduct research in AFS and LAQ systems, identify mismatches, and coordinate adjustments with specialists.
• Maintain awareness of controls, risks, and demonstrate an audit mindset.
• Take ownership of assigned tasks, demonstrate independence, and initiative.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED