Junior Consumer Loan Processor

Seattle Bank • Seattle, WA

12d • Onsite

About The Position

The position of Junior Consumer Loan Processor is responsible for ensuring the timely and accurate preparation and packaging of consumer loans from the beginning of the application to funding by working closely with the Mortgage Loan Originator(s) and Fintech partners through the entire loan process. Partners with the Mortgage Loan Originator(s), Credit Administration and Loan Operations to successfully implement new consumer products and services.

This position is located in our downtown Seattle office and requires full-time, in-person work.

Requirements

• Due to the collaborative nature of this position, it requires daily in-person work. [After a 90-day training period, this position allows for one day of work from home each week.] No exceptions will be granted.
• Bachelor’s degree or equivalent from a four-year college or university or three to five years of related experience and/or training.
• Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, read, analyze and interpret documents and professional journals, understand procedures, write reports, correspondence and procedures, speak clearly to customers and employees.
• Proficiency with personal computers and related software packages such as Word and Excel.
• Tactfulness and proven ability to handle sensitive and confidential situations.
• High energy, self-motivated, and service-oriented attitude.
• Ability to work on multiple projects with the flexibility for changing priorities; the ability to work with constant interruptions.
• Strong organizational skills, attention to detail, ability to meet deadlines, and assist other department needs.
• Effective organizational and time management skills.

Responsibilities

• Physically attending work on a set and predictable schedule is an essential function of this job.
• Process consumer mortgage loans and home equity lines of credit under various programs in a quality consistent with all company policies and procedures as well as meeting all regulatory requirements.
• Maintain a pipeline of loans and is responsible for the timely and compliant flow of such loans through the process.
• Enter all required data and documentation into loan origination system, follow-up and communicate with clients, business partners and the Mortgage Loan Originator(s) to obtain missing or updated documentation to process the mortgage loan file in a timely manner.
• Request and review required documentation, including credit reports, title reports, appraisals, tax returns, verifications of employment/assets, flood certification, etc., and ensure the information is complete, accurate and comply with company standards, applicable regulations, and guidelines.
• Ensure that the loan funding process is performed accurately, on time, and that all applicable departments are kept abreast of the funding
• Assist with the implementation of new consumer loan products, services and fintech partnerships
• Ensure that all system issues are identified, tracked, reported and resolved in a timely manner.
• Assist Loan Operations Manager & Consumer Loan Operations Lead with special projects related to streamlining loan workflow, creating/updating procedures and maintaining systems.
• Provide reports as needed for Management and/or the Board.
• Follow all Bank policies and procedures, compliance regulations and completed all required annual required or job-specific training.

Benefits

• Medical/Vision, and Dental insurance
• Life Insurance, Long Term Disability, Voluntary Life
• 401K with Bank contribution, Stock Award, and Incentive Opportunity
• Paid Time Off:
• Vacation – 3 Weeks
• Sick Time – 1 hour per 40 hours worked
• Holidays – 10 days
• Transportation and fitness benefits
• And fun, extra perks such as company social events, paid volunteer hours, quarterly incentive awards, and professional development opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 101-250 employees