Junior Underwriter

Crebrid+WCL • Dallas, TX

26d • Remote

About The Position

As an Junior Underwriter, you will be responsible for leveraging your expertise in credit assessment, market research, and risk management to drive well-informed lending decisions. You will collaborate with internal stakeholders and cross-functional teams, aligning loan deals with client needs and company objectives while ensuring the integrity of our lending practices.

Requirements

• Bachelor's degree preferred; equivalent combination of education and experience considered
• Prior experience in lending, mortgage, banking, or real estate a plus
• Advanced mathematical and analytical skills
• Strong understanding of lending principles, policies, procedures, and regulations
• Technical proficiency with Microsoft Office products and underwriting software applications
• Excellent communication and interpersonal skills, with the ability to work effectively in a team environment
• Exceptional ethical judgment and unwavering integrity
• Ability to thrive in a fast-paced, metric-driven environment
• Strategic thinking with strong analytical capabilities
• Strong organizational and attention to detail skills
• Outstanding written and verbal communication skills
• Work well within a team environment and possess a collaborative spirit
• Commitment to continuous improvement and professional growth

Responsibilities

• Credit & Risk Assessment – Evaluate loan applications, analyze financial statements, credit reports, and related documentation to assess creditworthiness
• Due Diligence & Research – Conduct research on borrowers, collateral, and real estate markets to ensure compliance with lending standards
• Property & Market Analysis – Perform detailed evaluations of residential and commercial properties, including pre- and post-renovation valuations, market comparisons, and growth potential assessments
• Deal Structuring – Collaborate with loan officers and senior credit team members to structure loan deals that meet borrower needs, offering tailored loan solutions and advising on optimal structuring
• Stakeholder Collaboration – Maintain effective communication with internal teams to ensure a seamless underwriting process and professional customer experience
• Risk Mitigation & Compliance – Identify and address risks, ensure adherence to company policies and regulatory requirements, and maintain a working knowledge of investor guidelines and industry best practices.

Benefits

• Comprehensive medical, dental, and vision coverage with employer-subsidized premiums
• Company-sponsored 401(k) retirement plan
• Paid time off (PTO), including vacation, sick time, and company-recognized holidays
• Employer-paid basic life insurance with optional supplemental coverage
• Annual performance-based bonus eligibility, where applicable
• Professional development, learning opportunities, and room to grow in your career
• Flexible or hybrid work arrangements, subject to role requirements

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level