Lead Product Manager, Personal Loans

LendingClub•San Francisco, CA

2d•Hybrid

About The Position

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club! About the Role LendingClub is seeking a Lead Product Manager to own the most complex, ambiguous, and cross-cutting problems in the personal loans portfolio, from acquisition and application through decisioning, offers, and funding. You will shape portfolio-level strategy alongside the Sr Director of Product Management, frame problems the team has not yet recognized, and set the standard for product craft that others model their work on. Your impact is measured by the quality of your strategic thinking, the clarity of your problem framing, and the outcomes your work produces across the portfolio. You will serve as a trusted product voice to senior leadership across Engineering, Design, Research, Data, Risk, Compliance, Operations, and business stakeholders, navigating the complex intersections of regulation, credit strategy, and customer experience.

Requirements

8+ years of product management experience
Experience working in regulated consumer fintech environments
Demonstrated practice of continuous product discovery, including customer research, problem validation, and evidence-based prioritization at portfolio scale
Proven ownership of high-traffic digital products with measurable customer and business outcomes in complex, regulated environments
Strong analytical orientation and comfort defining KPIs and working closely with data
Recognized cross-functionally as a trusted partner; proactively builds alignment and brings stakeholders together across Engineering, Risk, Compliance, Design, and business teams
Experience defining experimentation strategy for your assigned product domain
Ability to clearly articulate strategy, frame tradeoffs, and influence senior leadership across technical, business, and regulatory audiences
Strong product judgment recognized by peers; others seek your input on their hardest problems
Track record of leveraging AI tools to elevate product thinking, analysis, and execution quality
Bachelor’s degree in a related field; or equivalent work experience

Responsibilities

Drive improvements in funnel conversion and customer experience through data-driven insights and validated customer research
Frame high-value problems the team has not yet identified: synthesize market signals, customer evidence, and business performance into new strategic opportunities
Conduct continuous product discovery: build deep customer expertise through direct research, validate opportunities with evidence, and challenge assumptions
Develop and manage a clear, evidence-grounded product backlog and roadmap, communicating strategy and tradeoffs to cross-functional leadership
Align portfolio roadmap priorities with senior business partners, ensuring shared understanding of tradeoffs and investment rationale across the team
Write clear problem statements, PRDs, Epics, stories and acceptance criteria that set the standard for how the team communicates with Engineering
Partner with Product Delivery Management on portfolio planning, dependency management, and launch coordination
Explore the use of emerging AI solutions and actively use modern AI tools to elevate research, synthesis, experimentation, and product development