Lead Technical Product Manager - Payments, Solution Architecture, GenAI

Visa•Austin, TX

16h•Hybrid

About The Position

The Lead Technical Product Manager will play a pivotal role in shaping the future of digital and agentic payments, driving innovative product solutions and strategies that leverage both deep domain expertise and cutting-edge generative AI technologies. This individual will be responsible for bridging business requirements and technical execution to deliver scalable, secure, and user-centric payment products. They will collaborate across engineering, data, compliance, and business teams, ensuring robust solution architectures and seamless product delivery in a rapidly evolving ecosystem.

Requirements

10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD
6 or more years of experience in product management within the payments or fintech domain.
Strong expertise in solution architecture for payment platforms, including hands-on experience with payment rails, gateways, and APIs.
Hands-on experience with GenAI platforms and tools (e.g., OpenAI, Google Vertex AI, AWS Bedrock).
Solid understanding of industry standards and regulatory frameworks affecting payments.
Prior experience in building high-availability, secure, and scalable payment systems.
Experience working in agile product development and managing cross-functional teams.

Nice To Haves

12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
Experience with cloud-native technologies (AWS, GCP, Azure), microservices, and distributed systems is highly desirable.

Responsibilities

Product Enablement: Engage with business product managers and key stakeholders to define and execute product strategy, vision, and roadmap for payment solutions, ensuring alignment with organizational goals and market trends. Monitor trends in fintech, payments, and AI, synthesizing insights to inform product development and differentiation.
Solution Architecture & Consulting: Hands-on design and review end-to-end solution architectures for payment products, including integrations with third-party processors, AI platforms, AI agents, payment gateways, risk engines, and compliance frameworks. Engage with partners and clients to review the solutions and troubleshoot the integration issues.
Requirements & Design: Collaborate with product management and engineering to translate business needs into clear requirements and high-level solution options, including data flows, system interactions, API designs and UX flows. Ensure requirements are complete, actionable, and understood by all stakeholders.
Technical Delivery: Work closely with engineering teams to ensure scalable and secure integration of payment systems (e.g., APIs, SDKs, partner interfaces). Translate business requirements into technical specifications and oversee implementation, testing, and deployment. Drive resolution of complex technical issues, balancing risk, quality, and time-to-market. Evaluate and implement third-party payment solutions or build in-house capabilities as appropriate.
Generative AI Adoption: Identify opportunities to integrate GenAI technologies into payment platforms. Understanding of latest trends and technologies such as MCP, Langchain, Langgraph, A2A and other industry innovations which leads to a futuristic solution.Compliance & Security: Ensure all payment products meet regulatory requirements (PCI DSS, GDPR, PSD2, etc.) and implement robust security strategies for fraud prevention and data protection.
Dependency and risk management: Identify and document dependencies and risks early in the process. Coordinate with relevant teams to resolve issues and mitigate risks before work begins.
Governance and Reporting: Adhere to Visa’s program governance and reporting best practices. Generate interactive reporting dashboards at all levels from a dev team to senior executives. Prepare and participate in executive reviews and demos.
Stakeholder Communication: Act as a liaison between technical, business, and external partners, communicating complex concepts in clear, actionable terms.