Liquidity Risk Analyst II - Funding Portfolio

Truist Bank • Charlotte, NC

1d

About The Position

The Corporate Funding Team is responsible for managing Truist Financial Corporation’s wholesale funding activities across short term and long term markets, ensuring compliance with internal policies, regulatory expectations, and Truist’s funding and liquidity objectives. Corporate Funding partners closely with Liquidity Risk Management, Capital Management, the Investment Securities Portfolio team, and Asset Liability Management (ALM) to develop and execute efficient, reliable, and diversified access to market funding. The Corporate Funding Analyst II role is responsible for supporting the daily execution, reporting, analysis, and governance of the corporate funding portfolio while assisting in the development of funding strategy, risk identification, and wholesale market engagement for Truist. Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Requirements

• Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or related field.
• 4+ years of financial services experience.
• 2+ years of experience in a finance, treasury, capital markets, or reporting‑focused analyst role.
• Foundational understanding of wholesale funding markets, liquidity principles, and bank balance sheet dynamics.
• Ability to work both independently and collaboratively in a fast‑paced team environment.
• Strong mastery of Microsoft Office (Excel, Word, PowerPoint; Visio preferred).
• Strong analytical and problem‑solving capabilities with demonstrated attention to detail.

Nice To Haves

• Master of Business Administration (MBA) or progress toward Chartered Financial Analyst (CFA) designation.
• Prior experience in Treasury, Corporate Funding, ALM, or Liquidity Risk Management.
• Prior experience in a leadership, process‑ownership, or control‑focused role.
• Experience with trading tools or analytical platforms (e.g., Bloomberg, QRM, Intrader).
• Familiarity with general ledger systems and financial reporting processes.

Responsibilities

• Daily Funding Execution & Reporting Assist in day‑to‑day execution across the wholesale funding stack (e.g., Federal Funds, repurchase agreements, negotiable certificates of deposit (CDs), short‑term bank notes).
• Support daily monitoring and reporting of wholesale funding positions, funding costs, pricing changes, counterparty activity, and market access conditions.
• Contribute to daily liquidity and funding coordination with ALM, Liquidity Risk Management, and Corporate Treasury partners.
• Funding Analysis & Forecasting Support daily and monthly forecasting of key funding metrics—including short‑term funding needs, upcoming maturities, pricing levels, and expected utilization of various funding channels.
• Assist with cost‑of‑funds analysis, marginal funding curve updates, and relative‑value comparisons between funding sources.
• Perform scenario analysis, sensitivity analysis, and funding strategy modeling to inform optimal tenor selection and funding mix decisions.
• Governance, Controls, & Risk Monitoring Maintain ownership of governance and controls for assigned responsibilities, including adherence to policies, procedures, methodologies, and limit frameworks.
• Assist in identifying and monitoring funding‑related risks, including rollover risk, counterparty risk, interest rate risk, and market access risk.
• Work with internal partners—Risk Management Organization (RMO), Finance BURM, Truist Audit Services (TAS)—to remediate issues, support testing, and maintain strong control documentation.
• Strategic Funding Support Assist with the development of the annual Corporate Funding Plan to support Truist’s balance sheet, liquidity, capital, regulatory, and rating‑agency objectives.
• Support evaluations of alternative funding sources and diversification opportunities, including long‑term debt issuance, preferred equity, and structured or dealer‑placed programs.
• Provide analytical support to Corporate Treasury leadership on wholesale market conditions, regulatory implications, and strategic funding recommendations.
• Program & Market Support Assist in managing ongoing programs such as the CAFO Premium Finance Commercial Paper program, including liaising with CAFO management on funding needs and related hedging considerations.
• Monitor wholesale market developments—including interest rates, credit spreads, monetary policy, and peer issuance—and summarize implications for Truist’s funding activities.
• Management Reporting & Presentations Assist with preparing funding‑related materials for Asset‑Liability Committee (ALCO), ALCO subcommittees, the Corporate Treasury function, and senior leadership.
• Contribute to presentations covering funding strategy, market updates, peer developments, and risk analysis for executive stakeholders.
• Support periodic regulatory exams (e.g., FDIC, Federal Reserve) related to corporate funding activities and documentation.

Benefits

• All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level