Loan Processor III

Wintrust Financial Corporation•San Diego, CA

3d•$50,000 - $65,000•Remote

About The Position

Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country. For more information on Veterans First Mortgage, please visit http://www.veteransfirst.com/careers Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 175+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team? We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility What You’ll Do: The Loan Processor III processes conventional, FHA, VA, USDA, Bond, Jumbo, Construction-to-Perm, renovation loans and brokered loans. High customer services skills are a must – our most successful Processors communicate often and accurately with the borrower and other professionals Successful Processors care about doing things the Right Way, and exhibit high ethical and compliance standards Our best Processors have proven time management and strong organizational skills As we help people maintain their homeownership needs, we ensure all deadlines are met – contingency, closing, and lock expiration Successful Processors will build strong relationships with our Sales Partners, Underwriting and Closing peers Processing conventional, FHA, VA, USDA, Bond, Jumbo, Construction-to-Perm, renovation loans and brokered loans Responsible for review and analysis of the credit file to include income, assets, contract, and disclosures Can calculate various income: wage earner, SSN, Disability, Schedule C Self Employed, Complex Self Employed with multiple businesses, Dividend & Interest income, Capital Gains income, P&L income, Multiple property rental income Has a target caseload of 32 - 37 loans Possess effective problem-solving skills

Requirements

7+ years of experience as a Mortgage Processor
Experience with Conventional, Jumbo, Construction-to-Perm, Bond, Renovation and Government lending programs
Wage Earner and Self-Employed income calculation experience is required
Encompass experience
High School Diploma
Advanced Computer Skills

Nice To Haves

Bilingual candidates are a plus

Responsibilities

Processing conventional, FHA, VA, USDA, Bond, Jumbo, Construction-to-Perm, renovation loans and brokered loans
Responsible for review and analysis of the credit file to include income, assets, contract, and disclosures
Can calculate various income: wage earner, SSN, Disability, Schedule C Self Employed, Complex Self Employed with multiple businesses, Dividend & Interest income, Capital Gains income, P&L income, Multiple property rental income
Has a target caseload of 32 - 37 loans
Possess effective problem-solving skills