Mortgage Banking Officer

Bravera • Bismarck, ND

8d

About The Position

The purpose of this position is to originate mortgage loans on behalf of Bravera Bank.

Requirements

• Education: Bachelor’s degree in business administration, business management, finance, or other related field.
• Experience: Minimum 5 years related experience; OR an acceptable combination of education and experience.

Responsibilities

• Responsible for cultivating new and existing mortgage customer relationships.
• Must fully understand Bravera Loan Policy and Procedures and recommend enhancements, as needed.
• Maintain a lending portfolio, approving mortgage credits within approved lending authority. Must maintain appropriate and complete documentation and files, as necessary.
• Make customer contacts, field inspections, and business visits, as necessary.
• Will analyze asset and repayment quality on existing loans and loan applications.
• Will recommend banking products and services, based on customer analysis.
• Responsible for collection of delinquent mortgage loans.
• Keep abreast of current industry trends, new programs, and regulations.
• Responsible for promoting teamwork and open communication among all mortgage functions of the organization and with other departments.
• Responsible for maximizing processes and delivery of services as they relate to mortgage customer relationship building functions.
• Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations.
• Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information.
• Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp.
• Adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.

Benefits

• competitive salary
• incentive compensation opportunities
• retirement plan with company match
• health insurance
• paid holidays
• paid time off (PTO)
• paid community volunteer time
• stock opportunities
• training opportunities
• tuition reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level