Mortgage Loan Officer
About The Position
AmeriCU Credit Union is in search of a Mortgage Loan Officer who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. As a Mortgage Loan Officer , you will work with the membership and collaboratively with the Mortgage Sales team to provide our members with the right products & services to meet their needs. A Mortgage Loan Officer should provide exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HDMA) guidelines.
Responsibilities
- Business Development & Networking Proactively conduct outside sales calls to generate new business opportunities.
- Build and maintain relationships with realtors, builders, developers, and consumer networking groups.
- Personally engage with referral sources through meetings, community events, and business functions.
- Cultivate and sustain recurring referral channels to support ongoing mortgage loan production and meet established performance goals.
- Member Consultation & Service Consult with members to identify mortgage solutions that best fit their financial needs.
- Deliver expert guidance and exceptional service to both current and prospective members seeking residential mortgage information.
- Loan Application & Credit Assessment Interview applicants to gather detailed financial information, including income, goals, and credit history, to assess loan eligibility.
- Analyze financial and credit data to determine creditworthiness.
- Accurately enter application details into point-of-sale origination software.
- Guide members through the application process, addressing questions and providing counseling on available mortgage programs.
- Request and collect any additional documentation needed to complete the loan application package prior to processing.
Benefits
- Competitive rates on our Medical, Dental and Vision plans
- Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
- Paid Holidays
- Paid Time off – Vacation, Personal or Sick and Birthday
- Employee Appreciation Events
- 401(k) Matching after 1 year of employment
- Employee Assistance Program
- Tuition Reimbursement for Full-time employees after 1 year of employment
- Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
- Enhanced Short Term Disability – at no cost to you!
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
