Mortgage Loan Originator
About The Position
General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities. Overview: Originate mortgage loans by developing and maintaining client referral relationships. Assist borrowers in realizing and meeting their financial goals by responsibly advising them throughout the mortgage loan process.
Requirements
- High school diploma or GED required
- At minimum, one year experience in mortgage lending
- Excellent verbal and written communication skills
- Ability to organize and analyze financial information
- Excellent interpersonal and customer service skills
- Excellent organizational skills and attention to detail
Responsibilities
- Assist mortgage loan borrowers to determine their needs and recommend the most beneficial loan products, while advising and guiding them throughout the entire loan process.
- Review financial information from borrowers pertaining to Refinance, Purchase, Construction/Rehab, Secondary Market loans, FHA, and VA loans.
- Knowledgeable in various types of mortgage loans, including FHA and VA loans.
- Maintain an active knowledge base of all GECU’s loan products and an understanding of the qualifications required of each applicant.
- Ensure loans meet current secondary market standards along with GECU portfolio guidelines.
- Prepare initial loan disclosures for borrower review in accordance with federally regulated deadlines.
- Monitor processing pipeline daily to ensure required documentation is received in a timely manner.
- Develop relationships with realtors, builders, developers, and sales agents to generate mortgage loans.
- Maintain the required MLO designation.
- Must be detail-oriented and capable of prioritizing work responsibilities in an organized manner.
- Engage in continuing education as needed.
- Performs other duties as assigned.
- Must understand and comply with all required federal and state regulations associated with this position.
Benefits
- Health, Dental and Vision insurance
- Life and Disability insurance options
- Paid Time Off starts accruing once hired and take your birthday off - paid
- 401k Retirement plan with up to a 10% match of your base gross compensation
- Tuition reimbursement opportunities & professional development
- Volunteer opportunities -and earn additional PTO hours!
- On-site clinics for Vaccines and Mammograms
- And many more!
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
