Mortgage Loan Processor

Bank of Tennessee • Johnson City, TN

8d

About The Position

As a Mortgage Loan Processor, you are responsible for the processing,
administering and closing of Mortgage/Real Estate loans through activities such
as processing loan documentation by verifying the accuracy of completion,
setting up new accounts, and maintaining loan records and files. As a
representative of the Bank, you are required to present a positive and
professional image at all times.

Requirements

• Possess a high school diploma or equivalent required
• Two or more years of Mortgage loan processing experience or comparable related experience required
• Ability to maintain and regularly display a professional demeanor
• Possess current knowledge of real estate law and procedure
• Possess strong organization skills
• Ability to be self-motivated and results-driven
• Ability to be customer service-focused on a continuous basis
• Possess and display excellent communication skills
• Possess the ability to multi-task in a fast-paced environment
• Possess extensive follow-up skills
• Ability to adjust to a fast-paced, multi-demand and ever-changing work environment
• Possess an advanced knowledge of Excel, Word, and Windows-based applications
• Possess strong analytical skills

Responsibilities

• Handle the loan pipeline and ensure an efficient and compliant flow throughout the loan process
• Manage multiple loan files, collect and record customer information, and ensure timely processing of mortgages
• Stay up to date on agency guidelines, internal underwriting/processing procedures and Company policies
• Ability to work and communicate with Production Sales Team to ensure top notch internal and external service.
• Acquire the files necessary for property and loan documentation, including the following: verification of employment, evidence of insurance, payoffs, tax transcripts, credit supplements, condo questionnaires, subordination requests, and title work to assure a smooth loan process
• Work with Underwriters on conditions of loans submitted when there are questions
• Follow up with borrowers and vendors for timely receipt of requested documentation
• Maintain compliance with regulations and bank policies and procedures, including the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) requirements
• Consistently support, uphold and model the organization’s core values and standards
• Complete other duties as assigned as determined by management to be reasonable and beneficial

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED