Mortgage Processor

United Fidelity Bank•Evansville, IN

20h•Onsite

About The Position

It's fun to work at a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration. The Mortgage Processor is responsible for obtaining, processing, and reviewing all required loan documents needed for loan approval. This includes all applicable income, asset, property information, Federal and State disclosures, etc. The successful candidate will facilitate the ordering of all third-party services including but not limited to appraisal, title, and flood. Essential Job Functions include, but are not limited to: Responsible for processing all types of residential and consumer loan applications. Responsible for preparing preliminary disclosures and closing documents on all loan applications. Reviews all documentation necessary for loan approval for accuracy and completeness and updates all data in the Loan Origination System when necessary. Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to Federal and State guidelines. Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing. Follows-up on outstanding documentation. Submit completed loan package to lenders for approval. Stays up to date on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages. Maintain positive working relationship with loan originators, realtors, builders, and customers. Perform all duties in relation to the Bank Secrecy Act under the guidance of the BSA Officer. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. In accordance with the Americans with Disabilities Act, Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. Skills and Abilities Required to Perform Essential Job Functions: Accuracy - Ability to perform work accurately and thoroughly. Analytical Skills - Ability to use thinking and reasoning to solve a problem. Communication - Ability to communicate effectively with others via all mediums. Detail Oriented - Ability to pay attention to the intricate details of a project or task. Organized - Possessing the trait of being organized or following a systematic method of performing a task. Customer Oriented - Ability to take care of the customers’ needs while following company procedures. Accountability - Ability to accept responsibility and account for his/her actions. Proficient with the Microsoft Office suite of products. Education, Experience and Qualifications: ‪High School diploma or equivalent required, college degree preferred. ‪3-5 years’ experience in processing/closing residential mortgages preferred. Physical Requirements of Essential Job Functions: The associate is frequently required to sit and/or stand, communicate, reach, and manipulate objects, tools or controls that are typical of an office/bank environment. Lifting items weighting up to 10 pounds on a consistent basis. Manual dexterity and coordination are required over 80% of the work period while operating equipment such as computers, phones, calculators, etc. Working Conditions: Typical office environment. Extended viewing of computer screens. Periodic travel between locations. The above statements are intended to describe the general nature and level of work performed by associates assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of the associate classified as such. Duties and responsibilities may be added or changed as deemed appropriate by management at any time therefore, they could differ from those outlined above. United Fidelity Bank is proud to be an Equal Opportunity/Affirmative Action employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. United Fidelity Bank, situated in Indiana’s third-largest city (Evansville, IN), is a future-focused financial institution. With 23 locations nationwide and approximately $6 billion in assets, we’re working hard to transform our business through innovation and technology to provide products and services that help people secure their financial future. We build talented and diverse teams to drive business results. We recognize that our associates are our strength and the talents they bring to the UFB workforce are directly linked to our success. Collective ambition, innovative thinking, and a commitment to our value of doing what’s right sets us apart from the rest. United Fidelity Bank was built on a solid foundation of trust. We are advocates for our associates, customers, and the communities we serve.

Requirements

Accuracy - Ability to perform work accurately and thoroughly.
Analytical Skills - Ability to use thinking and reasoning to solve a problem.
Communication - Ability to communicate effectively with others via all mediums.
Detail Oriented - Ability to pay attention to the intricate details of a project or task.
Organized - Possessing the trait of being organized or following a systematic method of performing a task.
Customer Oriented - Ability to take care of the customers’ needs while following company procedures.
Accountability - Ability to accept responsibility and account for his/her actions.
Proficient with the Microsoft Office suite of products.
‪High School diploma or equivalent required, college degree preferred.
‪3-5 years’ experience in processing/closing residential mortgages preferred.

Responsibilities

Responsible for processing all types of residential and consumer loan applications.
Responsible for preparing preliminary disclosures and closing documents on all loan applications.
Reviews all documentation necessary for loan approval for accuracy and completeness and updates all data in the Loan Origination System when necessary.
Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to Federal and State guidelines.
Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing.
Follows-up on outstanding documentation.
Submit completed loan package to lenders for approval.
Stays up to date on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
Maintain positive working relationship with loan originators, realtors, builders, and customers.
Perform all duties in relation to the Bank Secrecy Act under the guidance of the BSA Officer.