Mortgage Processor

GRANITE STATE CREDIT UNION•Manchester, NH

2d•Onsite

About The Position

Mortgage Processor – Granite State Credit Union DREAM BIG. We dream big. And our employees do too. We think outside of the box when it comes to delivering outstanding service to our members, and providing a workplace environment where our employees can thrive, have fun…and make a difference. We strive to provide a great work environment for our staff, including appreciation programs, wellness events, and more! And let’s talk Benefits! In addition to insurances (health, dental, vision, life, etc.) and 401k, GSCU also offers the following to eligible employees: $500 sign on bonus at 90 days Tuition Reimbursement Business Casual Dress Code Paid Family Leave Employee Appreciation Programs Employee Wellness Program Paid Volunteerism Adoption Reimbursement Looking for a challenging, rewarding and fun career? We are searching for a Mortgage Processor who can deliver awesome to our members! Are YOU our newest team member? What we do! The Mortgage Lending Team is a highly collaborative group that works hard to provide our members and staff with top-notch service. If you enjoy working in a fast paced environment, have great attention to detail, and want to be part of our dynamic team – we want you! Some of our daily responsibilities include: Process mortgage and equity loan files from application through closing, including file maintenance, preparation of required disclosures, ordering third-party services, and coordinating closing documentation. Ensure a positive member experience by maintaining accurate, well-documented loan files and supporting a smooth and timely loan process. Collecting, reviewing and verifying loan documentation for completeness and accuracy to maintain file progression. Respond to member inquiries related to new loan applications and loans currently in process. Provide support to branch staff by responding to mortgage and equity lending questions and assisting with training and guidance as needed. Support regulatory and reporting requirements associated with mortgage and equity lending to ensure accurate documentation and compliance with applicable guidelines. Complete final file maintenance, including closing out withdrawn or denied applications and preparing mortgage fee documentation for accounting. Identify opportunities to refer members to appropriate GSCU products and services. Work collaboratively with the mortgage team to help achieve departmental goals. Other duties as assigned. Interested?

Requirements

Strong organizational skills, attention to detail, and the ability to manage multiple priorities in a fast-paced environment.
Proven ability to meet deadlines while maintaining accuracy and efficiency.
Strong communication and member service skills with the ability to work effectively with members, internal staff, and third-party partners.
Ability to work both independently and collaboratively while identifying opportunities for process improvement.
Proficiency in Microsoft Office Products, including Word and Excel.

Nice To Haves

Working knowledge of mortgage lending practices, TRID disclosure requirements and secondary market guidelines (including Fannie Mae), preferred not required.
Prior mortgage processing or related lending experience preferred not required.

Responsibilities

Process mortgage and equity loan files from application through closing, including file maintenance, preparation of required disclosures, ordering third-party services, and coordinating closing documentation.
Ensure a positive member experience by maintaining accurate, well-documented loan files and supporting a smooth and timely loan process.
Collecting, reviewing and verifying loan documentation for completeness and accuracy to maintain file progression.
Respond to member inquiries related to new loan applications and loans currently in process.
Provide support to branch staff by responding to mortgage and equity lending questions and assisting with training and guidance as needed.
Support regulatory and reporting requirements associated with mortgage and equity lending to ensure accurate documentation and compliance with applicable guidelines.
Complete final file maintenance, including closing out withdrawn or denied applications and preparing mortgage fee documentation for accounting.
Identify opportunities to refer members to appropriate GSCU products and services.
Work collaboratively with the mortgage team to help achieve departmental goals.
Other duties as assigned.