Mortgage Underwriter II

Tinker Federal Credit Union • Oklahoma City, OK

9d

About The Position

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.
Tinker Federal Credit Union’s Real Estate Lending department has an immediate opening for a Real Estate Underwriter II! This is an exciting opportunity to join one of the nation’s leading credit unions! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!

Requirements

• You must have a bachelor’s degree relatable to TFCU and three years within real estate underwriting. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education.
• Appointed as a Loan Officer by the Management Loan Review Committee.
• Certified through Veterans Administration as approved underwriter and SAR (appraisal review).
• SAFE (Secure and Fair Enforcement for Mortgage Licensing) Act registration required.
• TFCU University Certification required.
• Incumbent Bonding REQUIRED by TFCU’s chosen authority.
• Demonstrates excellent judgment in assessing and managing credit risk.
• Possesses knowledge of FNMA, VA, FHLB, and TFCU underwriting guidelines.
• Possesses knowledge of PMI requirements and guidelines.
• Possesses knowledge of federal and state regulations governing mortgage lending.
• Possesses knowledge of TFCU policies and procedures.
• Possesses knowledge of real estate appraisal practices.
• Demonstrates strong organizational skills to prioritize detailed assignments and projects.
• Demonstrates the ability to meet established deadlines.
• Possesses knowledge of all aspects of production within the Mortgage Lending Department.
• Demonstrates the ability to use and maintain standard office equipment and related software applications.

Responsibilities

• evaluates all aspects of a member’s financial position to determine whether a loan meets TFCU guidelines, secondary market standards, and mortgage insurance requirements, while ensuring appropriate credit risk protection and loan profitability.
• Final underwriting prior to closing, confirms compliance with all secondary market and mortgage insurance guidelines, and serves as an information resource for Mortgage Production staff, investors, members, and management.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level