Personal Lines Risk Consultant
About The Position
Chubb is seeking a Risk Consultant to join our team, specializing in providing comprehensive risk management solutions for high-net-worth clients. In this role, you will conduct on-site inspections of architecturally significant residential properties, assess vulnerabilities, and develop customized plans to reduce potential losses. You will play a key role in evaluating property structures, establishing pre-loss estimates, and serving as a technical resource for our underwriting team. This position offers autonomy, immediate responsibility, and the opportunity to work within a dynamic, growing organization. The primary territory is Long Island, with occasional travel to Brooklyn, Westchester, NYC, and surrounding counties.
Requirements
- Bachelor’s degree or equivalent experience in architecture, engineering or residential appraisal.
- Minimum of 2 years of home inspection experience working for a Personal Lines Insurance carrier or a minimum of 3 years of experience with structural valuation, residential construction, residential appraising or property claims.
- Strong knowledge of the property and casualty insurance risk control and loss prevention analysis; home inspection process; international and local business construction codes; and construction quality, architecture and craftsmanship.
- An ability to develop and deliver strategic, tailored risk management solutions
- Project management, and strong oral communication and technical writing skills which are adaptable for multiple audiences.
- Experience interacting directly with customers and/or insurance agents.
- Ability to work under deadlines while managing multiple priorities.
- Effective time management skills, able to prioritize and manage inspection workloads, including flexible considerations for key accounts.
- Recognize and evaluate local/regional building cost trends within a given marketplace.
- Proficiency in Microsoft Word, Adobe Acrobat, Microsoft Excel and PowerPoint with working knowledge of Sharepoint and Apex.
Responsibilities
- Conduct on-site inspections of high-value residential properties to identify and assess policyholder vulnerabilities.
- Develop and implement customized risk management plans to reduce the potential for loss.
- Evaluate all structures on the property and establish pre-loss estimates for replicating architectural features, often for properties valued over $5 million.
- Complete a specified number of inspections each month, balancing productivity with adherence to time service and product quality standards.
- Serve as a technical resource for the underwriting team on personal security, loss prevention, and collections management issues.
- Communicate expertise to policyholders and agents both on-site and through consultative risk engineering reports.
- Work autonomously with immediate authority and direct accountability for your work product.
- Travel primarily within Long Island, with additional coverage in Brooklyn, Westchester, NYC, and surrounding counties as needed.
Benefits
- Chubb offers a comprehensive benefits package, more details on which can be found at https://careers.chubb.com/global/en/north-america.
- This role may also be eligible to participate in a discretionary annual incentive program.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
