Portfolio Analyst

Rabobank • Cedar Falls, IA

1d • $52,000 - $65,000 • Hybrid

About The Position

The Portfolio Analyst is a key position within the Input Finance department and supports the rapidly growing lending activities by offering analysis and support to projects and initiatives. Our Shared Future: "I love working with my team and that I am never bored in my day to day work." - Portfolio Analyst You and Your Job As a Portfolio Analyst you will be successful supporting agriculture production by providing and managing financing solutions for individual growers to purchase essential crop inputs. The Portfolio Analyst is responsible for the work flow associated with Input Finance applications including QuickLink Credit, Ag Partner, and other financing programs within the Input Finance Department.

Requirements

• Associates Degree with 2-5 years of experience or Bachelor's Degree with 0-2 year of experience.
• Knowledge of retail and wholesale distribution channels for agricultural products and services sold to U.S. producers.
• Ability to read, analyze, and interpret general business periodicals, or governmental regulations.
• Ability to write reports and business correspondence.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to analyze simple to complex financial statements to evaluate the financial stability of an entity or individual.
• Ability to solve complex problems and deal with a variety of situations where only limited standards may exist and critical thinking is needed for effective resolutions.
• Ability to read, analyze, and interpret consumer credit reports.
• Legally authorized to work in the United States on a full-time basis.
• Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Responsibilities

• Processing applications for QuickLink Credit through credit model and policy.
• Establishing accounts in loan origination system.
• Portfolio Analyst is expected to take incoming and make outgoing calls to and from clients as well as suppliers regarding inquiries about status of loans, transaction histories, loan documentation, and/or pay-off information.
• Must be familiar with and comply with laws, regulations, and internal policies and procedures that are applicable to required job duties including Rabobank Secrecy Act Policies.
• Provide oversight and ensure accuracy in origination activities of subordinates.
• Manage day to day activities and workflows and provide direction to Assistant Portfolio Analysts.

Benefits

• Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.
• We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.
• Our employee benefits are focused on four main components: Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year).
• In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)
• Workforce Well-Being supports a hybrid working model that offers the flexibility to split your time between home and the office—typically 2–3 days remote and the remaining days onsite—promoting both productivity and personal well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree