Product Manager – P&C

Coherent•East Coast, NY

About The Position

About the Role We a re looking for a Product Manager to drive Coherent’s Property & Casualty solution offerings , focused on underwriting, rating, distribution and operational workflows. You will own the product strategy for how Spark and the broader platform serve: Commercial P&C Specialty lines E&S carriers Program administrators MGAs This is a domain-led role. You will be responsible for ensuring Coherent’s platform deeply understands and supports US P&C workflows. Now you may be wondering what your day-to-day will look like. You will...

Requirements

8+ years product experience in InsurTech or insurance technology
Deep experience in US P&C (carrier, MGA, or vendor side)
Strong understanding of: - Rating engines & spreadsheet raters - Underwriting workflows - Commercial lines complexity - Integration with PAS systems
Strong communication skills with underwriting and actuarial stakeholders
Data-driven mindset with strong prioritisation ability
Experience working with engineering teams building enterprise SaaS
Ability to operate in fast-moving, cross-functional teams

Responsibilities

Define product strategy for P&C use cases: - Rating & underwriting - Complex commercial pricing models - Multi-risk location modelling - Broker & MGA distribution flows
Ensure Spark capabilities align with modern rating practices
Drive integrations with policy admin systems, underwriting workbenches, and data providers
Shape Control workflows for underwriting governance and rater management
Partner with GTM teams to position Coherent as the bridge between legacy rating spreadsheets and modern insurance platforms
Conduct customer discovery with underwriters, actuaries, product owners and operations teams
Translate domain workflows into scalable platform features
Define measurable success outcomes (rater accuracy, deployment speed, model validation) for the product